I first got a Medical Assisting certificate at Ridely Lowell which is a trade school which I am currently in $18,000 in debt for. l then got my Associates at Dutchess Community College in psychology. I am now going for my Bachelors in Psychology. I didn’t qualify for any financial aid because I am independent, even though I only make $25,000 a year. I work full time to cover outside expenses like food, rent, utilities, a car. I got a better job at a hospital recently which pays a little bit more. I take out loans for New Paltz. If I get a C or above in school my full time job gives me a grant of $2500 toward tuition. I work full time over night so I only sleep 3 hours a night. Its impossible to study.
If college was free I wouldn’t have to work so hard maybe just part time, it would greatly improve my college experience, I’d get to spend more time studying, and be able to meet deadlines. Now I record my notes to play while I’m driving. I have to take a course over because I got a D, it was a course that started at 11am but I got out of work at 9:30am and sleep deprivation made it hard to stay awake through the class. I now have to retake the class but its full. I often have trouble registering for a class because it interferes with work, especially since I live 30 minutes from campus. If the class is too close to 5pm or right after then I can’t take it. I wanted to get a concentration in organizational psychology but a lot of the required courses were at 8 am and since my job wants me to be at work that early it’s not realistic. I need the job though, so what can I do?
This limits the options I have for my future prospects of becoming a Physician’s Assistant. I am being constrained by these financial factors. I graduated in high school in 2008, I never thought I would even achieve a Bachelor’s degree. Some semesters I can only afford to go to school part time. I’ve had to keep stopping. I’m surprised I’m graduating. Even to pay for this semester I had to put it on a credit card because the tuition assistance from my job doesn’t kick in until later. I applied for the Excelsior Scholarship, one day I was on hold for 20 minutes, then 40 minutes. They said I didn’t have enough credits, I was in school for too many semesters, they said over the phone that as long as I don’t have a bachelors and meet the income eligibility I’d get it, but in the 11th hour of the last day they denied it because of credits. When I call them and talk to them no one knows anything. I spoke to a woman at the hospital who said the same thing. Financial aid said to just call the website. The website would say call TAP then you’re on hold for 40 minutes. I don’t blame the financial aid people, the people at the Excelsior office needed to be more informed.