I am a double major in English and Professional Writing. I transferred to SUNY Cortland in Fall 2020, and am on my last semester. Why Cortland? I’m a homebody and wanted to be able to afford to travel home often. My credits from community college would also transfer well if I picked a SUNY school. Throughout five and a half years of college, I have been able to receive FAFSA, TAP, and Pell Grants. My mom has taken out “Parent Plus” loans for me, and I have taken out loans myself. I’ve had to pay out of pocket a couple semesters to cover the last bit that the government wouldn’t.
Though I have been thankful to not pay as much, I’m still worried about college tuition. As I’ve heard many say, college feels like a scam. You are to pay all this money, but you are not always guaranteed a full-time job right after graduating. You are, however, guaranteed a large sum of student debt. I cannot say I completely disagree. College is highly beneficial in that you grow as a person in more ways than you can count. Yet, it doesn’t always seem worth the money. I’ve seen people graduate, only to find any part-time job that can guarantee them enough to pay off their debt and bills each month.
What’s one thing that can change? The requirements of the Excelsior Scholarship. This is a program that seems reasonable, receiving tuition-free semesters as long as you work in the state for as long as you participate in the program. What the application doesn’t tell you is if you take any time off from school in the time you are completing your degree, you are not eligible. The Excelsior Scholarship came out when I was about to be done with community college. I took a gap year between that and Cortland, to make sure I was pursuing what I genuinely wanted to. I also needed to save up money and secure a more reliable form of transportation. When I started in Cortland, I applied to this program but was denied because I had a break between semesters. It was disheartening, as I knew I’d be a full-time student for the rest of my college career and would really benefit from this program.
I can only hope that the expensive education I have, and will continue, to pay for, pays off. There is still much to do to secure better higher education for all. With this change will come more educated and caring individuals that can have brighter futures, changing the world for the better one degree at a time.
I am a sophomore at Queens College, majoring in Elementary and Early Childhood Education. After college, I would like to be an elementary school teacher in New York City or another part of the state. I am involved in the community as I volunteer to feed the homeless and tutor children in an afterschool program.
Not too long ago, I was in a darker place, however. During the pandemic I transferred from the Von College of Aeronautics and Technology. Many professors at this institution assume that incoming freshmen are proficient in math to a certain level, regardless of their educational background. This model didn’t work for me, as I struggled with math in high school. As a result, I had a nervous breakdown when faced with tough physics and math classes in college. I experienced intense anxiety and insomnia, and couldn’t see an end in sight. Eventually I decided to transfer to Queens College. This entailed hefty paperwork and planning. I knew this was the right decision for me, but it was extremely difficult to put myself together while breaking apart every day from mental health issues.
At this time, I also felt restricted by my parents and by circumstance. As a first generation college student, it is hard for my parents to understand what I go through in college. They are also cautious about my safety, which made it hard for me to make friends and explore the city during high school. My parents are paying out of pocket for my college education, which I am grateful for. At the same time, it comes with a tradeoff of sacrificing my freedom for my education.
Upon transferring to Queens College, things started to look a bit brighter. I immediately met with my advisor at QC, who is a friendly and warm individual. She guided me to the best courses for me and in the right sequence. I also applied for a job at a local after school tutoring program at this time. Now I serve as a counselor and tutor for middle school students. I love my job and it is the driving force that keeps me focused on my schoolwork. My job also gives me more financial independence from my parents, so that I can cover some of my expenses. With my earnings, I ride public transportation around the city. Riding buses and the subway makes me feel like I have more freedom. At QC my job, my advisor, and my major have made a world of difference in my life.
Although my life has turned around over the past year or so, the public higher education system still needs improvement. For instance, institutions should offer more mental health and tutoring services for students struggling with courses and all students should have access to helpful advisors. We need more funding for higher education to bring these essential services to students.
I am a Business Management student. This is my last semester at BMCC. I will continue my education to get my bachelor’s degree. I live off campus with my parents. I have received FAFSA and TAP before. It helped me to pay for tuition and books. But I wish that college was free because it’s too expensive. Tuition, textbooks, and transportation makes it expensive. With all these expenses not everyone can afford it. If you were to take less than 4 classes, you don’t get financial aid. I would like FAFSA and TAP to change that so part time students can be eligible for financial aid. The non-eligible for part time students affected me. This semester I took 3 classes to finish my associate degree. I didn’t get FAFSA or TAP to cover the tuition, textbooks, and transportation. I had to pay out of my pocket which was hard for me. As a result of this, I was tight on money. If FAFSA and TAP were provided for part time student. I could have been stress free.
Azania “Sammie” Maitland is a Junior at Hunter College who majors in Political Science and Minors in Legal Studies. After completing her undergraduate studies she will enter graduate school to study Public Policy. Upon completing her education she intends to begin a career in public service because she wants to help make the world a better place. She pays for school with a mix of TAP, Pell grants, and loans. She takes a part-time course load to balance focusing on her studies and community advocacy – which means she receives less aid and has to take out more loans to make up the difference. She has some concerns about paying back loans once she fully completes her education, but hopes that tax credits or that other avenues for student debt relief will be made available in New York State.
Sajina is a senior at the City College of New York, majoring in Anthropology and minoring in Journalism. After graduating, she hopes to be a journalist in New York. Sajina receives both TAP and Pell but the award amount has been decreasing every year while the tuition is also increasing. Although her financial aid pays for most of her tuition, she has to rely on her Fellowship awards and pay out of pocket for the rest of the tuition. What makes it even harder to pay or save up for tuition is that her FAFSA never has a clear number of how much she’ll be expected to pay. Inconsistency with FAFSA is a common occurrence among college students and it can be very frustrating to deal with when you don’t know how much to save up. Although her parents also help her pay her tuition, it is becoming difficult for them to pay the increasing cost every year. With increasing tuition costs and decreased award sizes causing financial strains, Sajina has to work while attending classes to stay afloat. With more CUNY funding, Sajina hopes that tuition costs will be lowered and award sizes will be increased.
My name is Iftakar Bakhsh. I am majoring in Business Management. I am planning to go to a four-year college to achieve my Bachelor’s degree. I live with my parents, so they pay for my college expenses. I used to get financial aid but now I don’t get full cover for tuition and other expenses like textbooks, transportation, food and shelter due to my parents’ income. My parents pay out of their pocket which is hard for them because they have a hard time to have enough money. So, they sometimes have to borrow from our family members and pay them back later which puts my parents in debt. Both of my parents have to work in order to pay for my tuition, other college expenses, rent, and food. I wish that they can make colleges free for everyone. This can help my parents, so they don’t feel stressed about paying for my college expenses.
My name is Melissa Hernandez and I attend SUNY Cortland full time. I am a senior and have been here since freshman year. I am from Long Island, and my Senate District is 3 and my Assembly District is 16. When I was applying to college my first choice was University of Tampa but unfortunately I did not get enough financial aid to afford it and began to look at SUNY and CUNY schools. Out of all the SUNY and CUNY schools I applied to, I felt that SUNY Cortland was the best fit for me. I had toured many schools previously and although I toured Tampa and fell in love, SUNY Cortland also gave me the same feeling I felt when I toured Tampa. I knew a few people who had gone to Cortland and heard all their great memories which made me feel more comfortable and excited to come. I am majoring in political science and I do really enjoy this major. I am taking a year off before applying to graduate school to focus on myself and future opportunities.
I pay my tuition through the help of my parents and financial aid. I am fortunate enough that my tuition has been paid through financial aid. I work almost everyday over the summer to help pay sometimes my rent at school and other personal spending I might have. I am the first child in my family to go to college and understood that my parents would not be able to pay full tuition without getting some financial help, however, before I began my college career I always had the impression that going to a SUNY or CUNY school would be considered to be less than nothing in terms of tuition. I think that since tuition has risen over the decade it is very unfortunate for many, myself included. It is not fair that society places this idea that college is a stepping stone for an individual to get a good job and make it in today’s world. Not only is tuition an expense at college but textbooks are another cost for students. Textbooks depending on the class vary but still add up and can be very expensive. Textbooks should not be an extra expense for students.
The pandemic was a hard time for my family because my mom is diabetic which meant she was at a high risk, which then made it difficult for my dad to continue to work. My mom is a nanny and my dad has a painting service. My dad is an independent company which already makes it hard enough, and then when the pandemic hit it made it harder for him. During this time, I had recovered from unemployment and later began working again in July which allowed me to save enough money to pay my rent junior year without the help of my parents because of how tight money was.
I personally always wanted to go to college because of the promise that going to college means I would have a good job. I want to finish my degree to have a comfortable life and be able to support myself. I think that although school does cost a lot I would still be at school, however, I would have prepared myself financially before I attended.
My name is Lorna Duran and I am a Junior at Hunter. I don’t receive any financial aid, so my tuition is covered by my parents who pay out of pocket. I have consistently applied for federal tuition help, but I never meet the requirements. My father, a teacher, makes slightly more than NYS Taxable Income Limit and because of this, I have never been eligible for TAP. The reality is that I am part of a single-income family in one of the most expensive cities around the world, I cannot truly afford tuition. On top of the thousands of dollars spent on tuition, every semester I spend about $500-$800 on expensive textbooks and access codes. Additionally, I also have to pay for my commuting expenses which come out to a couple of hundred dollars a year.
Every semester when I get that email that tuition is due, I stress out because I know my parents will have to find that money one way or another. If my family has an emergency towards the end of the semester, my father has to carefully consider how he will pay my $3,465 dollar tuition. I wish that there were more funding opportunities for students like me. I shouldn’t have to worry about paying for tuition, and how I will afford my textbooks.
Rani is a senior at the City College of New York pursuing a degree in Political Science and International Studies. After she graduates, she wants to go on to become an attorney and work in Guyana to serve her community. Rani receives financial aid but it barely covers half of her tuition. Although her parents help her pay the rest of her tuition, it is still a lot to pay out of pocket, especially since Rani is an out-of-state student and lives off campus. Being an out-of-state student, Rani pays more than twice the tuition than those with an in-state tuition. All the expenses are a lot to keep up with when she only receives a small amount of aid. Rani hopes with more funding for CUNY, out-of-state students won’t have to pay so much in tuition and that students who need housing on campus get the resources and money to help pay for it.
Randy is a sophomore at the City College of New York pursuing a degree in Anthropology. He is particularly interested in medical anthropology and he hopes to attend a nursing school after graduation. Although his financial aid covers his tuition, other factors of pursuing a college degree stand in his way. One thing is the lack of mental health resources on campus. Being a full time student, it is easy to get stressed or burnt out. CCNY does not have enough counselors to accommodate all students and it’s hard to find an appointment when you need it the most. Randy hopes that with more funding for CUNY we can provide the proper mental health resources for students.