I am a freshman studying liberal arts. I receive TAP and the Pell Grant and I am part of ASAP. I use Pell to help pay for the bills since I live with my mom. I would like to go to Brooklyn Institute to be a sonographer. I think I am going to have to take out loans for my bachelors. I used to work, but I am taking 17 credits this semester. I used to work on weekends when I took 12 credits which would be the maximum amount of credits I’d want to take while having a job. If I didn’t receive financial aid I’d have to take out a loan.