Since I was adopted from Russia by my single mother who possess a PHD in English literature, the importance of my education has been emphasized from early on in my life. As my high school years elapsed and the daunting reality of the real world loomed over my conscience, I found myself applying to community college. To my surprise there were a lot more hurdles I had to overcome then just an entrance exam. Despite New York State offering a wide variety of financial aid support to students, I was unable to qualify for any financial aid. Thus, my mother and I took loans to supplement the cost of community college. By the end of my two year program the debt I had accumulated was over $9000. With my Associates Degree in Criminal Justice I transferred to Buffalo State College where I am now a senior studying Political Science. As my first year at Buffalo State waned into the past I had accumulated a loan which surpassed $20,000. During the summer prior to my senior year I moved from Buffalo State campus into an apartment close to campus. The summer of 2017 was the beginning to a life full of relentless stress and physical pain. As bills began to pile up I found myself working full time at a local pizzeria. Luckily for the first time I was actually able to receive financial help from the New York State government through the new Excelsior Scholarship. Which was even harder to receive than loans. Along with the hoops one has to jump through, the programs has many restrictions which have the potential of crippling students. An example of one of these restricting parameters is the required number of credits a student must take during a semester in order to receive the financial support. Over my senior year here at Buffalo State College I have been working 40+ hours a week while being a full time student. The financial burden of living expenses such as rent, utilities, food etc., has made it increasingly difficult to focus and dedicate spare time to school. The fear of eviction and the potential of being homeless is a daunting reality for students who fully support themselves. I often find myself worrying about my finances, rather than worrying about important school assignments.