As an out-of-state student, I’m one of the few and far between at SUNY Cortland. I’m a student-athlete and attend Cortland with my brother, effectually doubling the financial burden on our family. Going to school with my brother has been a great experience, however it has definitely been harder for my family to get by. I know the importance of a college degree and have worked countless hours over the summer and winter breaks to save enough money to cover the cost-of-living expenses as an off-campus resident. On top of working long hours, my brother and I have taken on a substantial amount of student loans to cover the sky-rocketing tuition and related academic costs at SUNY Cortland.

I currently am an intern with the Marketing Department on-campus, an All-American Red Dragon football player, and a full-time student with the accompanying course load. Should I also have the added worry about covering the costs of higher education? Most would agree that I shouldn’t. I have had such a great experience here at Cortland as a student-athlete and a communications major. I would hate to see this opportunity that I’ve been given made more exclusive through increasing tuition and costs. That would be a shame.

I am a senior economics major heading towards graduation, and am pleased with the opportunities and experiences I’ve had during my four years at SUNY Cortland. I’ve made friends for the rest of my life. While I have had this positive experience, I also took on on multiple student loans. My family felt the financial burden of increased tuition and related expenses as they put both my sister and myself through college.

The value of a higher education is important to me and my family, so I resorted to a handful of student loans to cover a portion of my tuition and textbooks. Aside the student loan debt that I’ve taken on, I also work part-time during the semesters to cover living expenses and the rest of my tuition. On top of working, I have a maxed-out course load, I participate in intramural sports, and have an internship on-campus. My schedule is busy, and worrying about how to afford the rising costs of SUNY Cortland’s tuition and costs has no place in it.

I have received help through the Tuition Assistance Program (TAP) and the Pell Grant. This federal and state assistance has helped me go to school and not have to worrying about paying for it. After taking a long break and working many jobs, I decided to go back to school. I realize that Pell and TAP don’t last forever. This semester (Spring 2017) has been a struggle because I didn’t receive full financial aid. I was able to save money and got loads of help from my parents. Because of this, I was able to meet the payments needed to pay half my tuition, books, Metrocard, and food.

I do appreciate the people that have to work full time and go to school because I know it is not easy. Paying for school made me realize how important programs are for many students such as SEEK, ASAP, and EOP because they help you get to where you need to go.  If it wasn’t for half the help from Pell, TAP and my parents, I wouldn’t be able to complete this semester.  I do wish free tuition in NY State had more support for part-time and undocumented students. Being a full time student and working full time is really stressful and leaves little to no time to actually study for the classes you are taking.

My first two semesters at Bronx Community College, I didn’t qualify for financial aid, even though my family lives on only my mother’s income and there are five of us at home with two of my siblings away for college. But, then I enrolled in the Accelerated Study in Associate Programs (ASAP), which has been a blessing for me.  The cost of textbooks and a MetroCard is just too much, especially when multiple people are in college at the same time. I remember I was on my way to the financial aid office with the loan application form for Spring 2017 filled out, when I stopped to ask my ASAP advisor a question. I brought up taking out a loan, but she told me that because I qualified for partial Tuition Assistance Program (TAP) funding, ASAP would cover the rest. I texted my mom in the office that I had great news. After I spoke to her I felt like I was going to burst out in tears because I was so relieved and blessed, like I had been stopped on my way to making a deal with the devil.

College is a time to be challenged but paying for it shouldn’t be the main stressor. At times, it consumes my thoughts and leaves with me with an anxiety about my education and future, when I want to focus on the hope and excitement of earning a degree. There needs to be a change so that the burden of student debt can be lifted from students. We’re the future, after all.

I enrolled myself in the Educational Opportunity Program (EOP) and basically, it looks at the amount of money my parents make in a year and based on that, it allows me to apply for special grants and pays off my entire tuition. It also supplies each student with money to buy textbooks each semester. Textbooks are pretty expensive and most times I wouldn’t be able to afford them without the EOP program. Also, the program provides a library of books that we can borrow from instead of buying and anyone is allowed to donate to this library. If it wasn’t for EOP, I definitely wouldn’t be in school, hands down. I wouldn’t be able to afford it at all and even if I was able to afford it, I wouldn’t be able to do it without my EOP tutors, counselors, directors and all their support.

After moving off campus, I found myself struggling a lot with affording food. I didn’t realize how hard that would be. I also found myself struggling to pay for my phone bill and other necessities. There are times where I wasn’t able to pay and I wouldn’t be able to use my phone to hear back from programs or jobs I was applying to. I’ve had to take on two jobs during my time at school. It’s kinda hard to balance work and school at the same time.

I am majoring in political science and theater, and aim to be a senator or mayor. I believe tuition and other costs to attend CUNY and SUNY schools should be state funded. I started college right after getting my GED. When I started to look into schools, I was worried I couldn’t afford it.  A huge obstacle was figuring out where my 2 year old son would go while I was in school. My mother was too old and sick to take care of him and I didn’t have any other family members around me so I felt stuck. My only option was to look for daycare but the prices were way too expensive. I felt like I would be drowning in debt and costs of tuition and childcare. I enrolled at BMCC since it had a childcare center. I decided to do 5 courses in order to qualify for full financial aid.

Luckily, because of the Tuition Assistance Program (TAP), the Pell Grant, and the publicly funded childcare center at BMCC, I was able to afford to attend college. Textbooks and my monthly metrocard were a huge burden for me this year, though.  Luckily I’ve enrolled in Accelerated Study in Associate Programs (ASAP) for next year so those costs will be covered. I have a part time job that covers these costs currently, but between textbooks, metrocards, and paying for diapers and food for my son, I often can’t afford to buy food for myself. I’m determined to get an education, failure is not an option but it’s come at a cost to my health.

Throughout my college career, I have received financial assistance through the Pell grant and the Tuition Assistance Program (TAP). The assistance was a huge help for me because without it, I would not have been able to go to college. My father is the only person who works full time in my family. He barely makes enough money to pay for all the expenses of providing for a five-member family. I attended college full time while working part time to help take some of the burden off his shoulder, and at the same time pay for my own expenses such as books, metrocards, and food. However, work would sometimes get in the way of my studies. There were many times when I had to choose between studying for an important exam and going to work because I needed the money. While the assistance of Pell grant and TAP has been extremely helpful, I still struggle financially.

I realized, although too late, that there were other programs offered in college to help students with their everyday expenses; programs like ASAP and SEEK.  I wasn’t informed about these programs in high school or in my first semester of college. When I learned about them and went to the financial aid office in my second semester of college, I was told it was too late for me to be eligible for the programs. If I had the assistance that educational opportunity programs provide, I could focus more on my studies and less on working to pay for expenses. This would have made a huge difference in my academic life.

As a member of SEEK (Search for Education, Elevation, and Knowledge, a CUNY Educational Opportunity program), I have received full financial aid since the beginning of my college career. I live with a widowed mother who has always worked extremely hard to get me to where I am today.  Without the SEEK program I would not have been blessed with this opportunity to be a college student. SEEK has provided me with coverage for my tuition, textbooks, and even an extra semester if needed.

The only reason I’ve been able to get by is because of all the extra support SEEK has provided me with, in not just the things listed above but also academic support e.g. tutoring when needed and even an opportunity to get a head start on my college career with summer classes before my first year. All of these reasons are why I find it extremely unfortunate that SEEK and many other programs like it have  been threatened with budget cuts in the past couple of years. I believe this is extremely unfair because it will create disadvantage to students like me who rely so heavily on SEEK and all that it has to offer. Many successful people, such as engineers, teachers, medical students etc. were blessed with the same opportunity I was given and rose to the occasion, which is why it is extremely important that more funding goes into programs like these.

I would like to address the problems that I’ve faced so far as a student and how they would further worsen if tuition was raised. First, I pay out of pocket for part of my tuition. The only financial aid I get is from the Tuition Assistance Program (TAP).  My problem is that the state doesn’t take into account that my mom has debt, like most Americans. Whether it’s from child support, paying for higher education for herself, or a credit card there should be a realization that not many Americans are without debt. This effects one’s ability to pay for school.

The government does not account for the debt my family has to pay off when deciding on how much financial aid I receive making it hard for my family to pay.

I am a first generation college student who started my academic journey at Hostos Community College. I am a bit older and have established a fairly decent job to pay my current bills, but not enough to pay for school.  I filled out my FAFSA and sent it in but New York State did not offer me a Tuition Assistance Program (TAP) award, because of my current pay so I have to take out federal loans. I found this to be extremely challenging considering I was struggling to make ends meet with my current expenses. I currently have my associates, which I am very proud of, but continuing my journey to achieve my bachelors has been a struggle. My current student loans exceed the 20 thousand dollar range. I would have loved for tuition cost to be much less or if New York State offered grants to help pay for even just textbooks.

Taking a full load of 15 credits or about 5 classes can be extremely difficult with a full time work schedule. My biggest fear is when I finally get my degree and enter loan repayment, my salary will not match what is needed to pay back the loans. Being a part time student during some semesters means taking much longer to graduate, but the financial burden increases since it is the same cost of a full time student taking 12 credits to 18 credits.