Posts Tagged ‘financial aid’

Ashmani Appu, Hunter College

I am a freshman at Hunter College currently studying Biology. After college, I plan on going to medical school to further my education. I do not pay for school on my own, I receive financial aid. I receive TAP, Pell, and am a part of the SEEK opportunity program. I pay for my textbooks with the money I receive from Seek. I do not work but am trying to find a job to help support my family with money. I do not receive SNAP or work-study and pay for food with my SEEK checks and other financial aid. If I did not receive financial aid, I would have to resort to taking out a loan or finding a job so that I can make my own money. I am somewhat concerned about graduating on time, because I might not be able to complete all of my prerequisites for my major in time.

We need a fully-funded CUNY for low-income students who are not in any opportunity programs like SEEK or EOP and have to depend on other means such as working or work-study to pay for college. Many students could benefit from increased investment. Too many students have to rely on balancing jobs, school, and loans.

Judley Baltazard, City College of NY

I’m a junior majoring in Sociology. My future plans include graduate school to become a clinical therapist. I value all the resources available to be able to gain the skills necessary to further my career.

I am able to attend college through financial aid, including TAP and a Pell grant. I’m a first generation student, so furthering my education is more of a community achievement than anything else. Although I receive financial aid I have sought part-time employment to aid with my many expenses i.e food, bills, clothes, etc. I was unable, however, due to my heavy class load of 5 classes per semester. This class load is essential in order to receive the TAP and Pell grants which cap after four years.

A fully funded CUNY is fundamental to not only the success of thousands of students but the economy as a whole.

Lauren Jones, SUNY ESF

I chose to attend SUNY ESF for a few different reasons, the biggest being cost. My father is a doctor, and he is still paying off the loans that he took out to go to medical school three decades later. I didn’t want to end up in a similar situation as him, being forced into debt for the rest of my life. But even at a SUNY school, it keeps getting more expensive to be a student. Our dorms are almost three times as much as tuition, and we are forced to live in them for our first year. Tuition is increasing, but there have been constant cuts to programs and opportunities that the school can provide for us. 

I’m studying environmental science, and our textbooks cost so much! I don’t know how New York expects students like me to get our degrees while having so many extra costs. I was fortunate enough to receive an academic scholarship to ESF so I can avoid taking out loans or relying on my parents. This means that I need to dedicate extra time to my studies to keep the scholarship, which makes being able to get a part-time job very hard. I chose ESF to avoid going into debt, but with tuition hikes, living expenses, and the additional fees and materials I need to pay for, I don’t know if that is possible.

Sophia Pontello, SUNY Cortland

I’m currently a senior studying Psychology at SUNY Cortland. After graduation, I am going to attend graduate school and then begin a career as a school psychologist. In order to pay for school, I rely upon my own financial resources. My mother helps me, but I only receive a small amount of financial aid. I do not receive any grant money, like TAP or Pell, and I do not qualify for support programs that may assist me financially. When it comes to costs like textbooks and college fees, I pay for it out of pocket. I work regularly at a daycare center to pay for my food costs.  

I love college; I love its structure, which encourages me to do well in school. But college students struggle enough already, and SUNY schools should be fully funded because not every student can afford the costs of higher education and that’s something they shouldn’t have to worry about. The biggest challenge for me was the COVID-19 pandemic. It’s made my senior year very difficult to enjoy. Outside of that, some other challenges include having an inadequate adviser, who didn’t recommend the right things that I should be doing as far as my academics. I love SUNY Cortland and I want to see the right changes happen here even after I graduate. 

Bryan Reynoso, Syracuse University

I’m a freshman at Syracuse University studying Economics, and I am originally from the Bronx, NY. I decided to attend Syracuse because of all the opportunities available to make connections and build skills for my life after I graduate. Most employers believe that a bachelor’s degree is the same as what a high school diploma is now, and that means we need to build up our resumes so much while also being full-time students. I’m blessed enough to be able to receive part of my costs paid for by private scholarships as well as Pell Grants and a TAP reward, but I’ve still been forced to take out thousands of dollars in loans per year. I still don’t understand why I was forced at 18 to make a decision about going into debt for the next three decades in order to attend the college I wanted to.

I was only able to afford textbooks and some of my personal costs for the past 2 semesters by working at a full-time internship over the summer, and even then I had to use my loan refund to pay for the rest in the Spring. Having to pay an additional $1000 for one year’s worth of textbooks wasn’t something that I was prepared for as an incoming Freshman, and I don’t know how other students who aren’t able to save as much can pay for them. Going forward, I’m extremely worried about cuts to financial aid programs such as TAP and the Pell Grant program because there is no way I’d be able to continue to attend Syracuse without that help. Even though we are a private school, Syracuse students rely on assistance from our state government to be able to afford an education and help out our families after we graduate, instead of taking out even more loans and going deeper into debt.

Wali Ullah, City College of NY

I’m a senior at the City College of New York studying Political Behavior & Analysis, a major that I designed with the help of a faculty mentor through the CUNY Baccalaureate for Unique & Interdisciplinary Studies Program. I’m hoping to graduate in the upcoming Fall 2020 semester. I also have Tourette Syndrome, generalized anxiety disorder, and ADHD.

Throughout my entire academic career, I’ve paid my tuition during the last month of the semester because I’m unable to get any financial aid at all and pay entirely out of pocket. In addition, I’ve been struggling with my anxiety and ADHD for a long time, not to mention personal and domestic issues. All of these problems have impacted me, making it difficult to stay positive, focused and productive at school, work, and home. Because of this, I started seeking help.

Throughout my time at Bronx Community College, where I graduated from in Fall 2018, I was able to see a mental health counselor on campus without any limit. Upon transferring to CCNY, I was limited to only 6 appointments with a CCNY mental health counselor. In Fall 2019, I was told that I maxed out my appointment limit, so they gave me a list of off-campus referrals. Only one of the referred clinics took my health insurance, so I went there in early October. A month after my intake appointment, I was told by the clinic that the earliest I’d be able to get my first appointment with a psychologist would be the middle of December.
I was already falling behind in my classes and didn’t have time to wait. I went to see a psychiatrist to get medication for my anxiety and ADHD and talked to most of my professors about the mental health issues I was struggling with throughout the semester. I have yet to find a readily available mental health professional, but I have no choice but to keep pushing myself and stay positive and healthy while at it if I want to graduate on time.

Mental health IS health. Lack of access to proper mental health support puts poor and marginalized students like me in an even worse mental state than before, and can severely affect the ability to emotionally function and stay happy & productive lives. CUNY’s proposed student health & wellness fee to fund mental health counseling services is not only burdensome for disadvantaged students but is also merely a band-aid solution.

To make sure students get the help they need from campus mental health services, there should be: (1) unlimited appointments and individualized counseling for students until they graduate, (2) more counselors and expand student wellness offices, and (3) on-campus psychological diagnosis & testing for mental health disorders and learning disabilities. The state must fund these programs so that all students have a fair shot at an education.

Jennifer Lopez, SUNY Cortland

I’m currently a junior studying Sociology at SUNY Cortland. After graduation, I hope to attend graduate school near home and to find a part-time job. I receive scholarship help like TAP and Pell Grants. I support myself financially, so I work during my summers and during the school year to pay for textbooks and to pay for my food costs because I don’t receive any support for food like SNAP. 

I am very thankful as a first-generation student to be able to go to college. College is still expensive even with all these financial aid grants, but everyday I work hard to be a better person and make my parents proud, so at the end of the day everything is worth it.

If SUNY were fully-funded, then students could focus on classes.  Financial stability for some students can be very stressful which can impact how they do in school. One of the biggest challenges was adjusting to the distance from Cortland to my hometown and fitting in, since Cortland does not have a very big Latin community.

Etaghene Oweh, College of Staten Island

I’m a second year student majoring in business administration, with the goal of getting my master’s in business administration after graduating. I came back to school so that I could gain the knowledge I need to eventually make more money for my family and be self-employed.

I have kids, and it’s not easy to go to college while working and raising a family at the same time. I’m trying hard, but it’s definitely not easy. The support that programs like TAP and ASAP provides allows me to attend school and invest in the future. At the same time, I work as a Direct Support Professional at a group home. Without financial aid, I don’t know if I could afford to go to school, and if I did, I would probably only be able to do like four credits per semester.

In general, I wish that the system were clearer and that CUNY publicized its services more. I might have used the child care center, but I don’t know anything about it or who to ask. A lot of things are not well publicized, especially when you’re coming back to school after a period of working and need to adjust. The ASAP program advisors are helpful, but I know some people who were severely set back by incorrect information from advising.

We need to make CUNY free so more people can get a quality education, and we need to make sure that people are able to access its services.

Jacqueline Escobar, Queens College

I was raised in Hempstead, NY in Long Island, in a town that’s most talked about as “chaotic” and “helpless.” I was raised in a family of six, with two Latino parents who came into this country with a different vision for my sisters and me—to pursue much more in this life.

We lived in a basement, all six of us. It was deteriorating and we had no stove, no refrigerator. We starved together; we cried together. Every night, I saw how much I was losing weight, and I just let it happen because I used all my funds just so that my family can eat. Senior year of high school came, and we were still in the basement. I received 6 scholarships, and to be honest, I didn’t use them for me. I used them to feed my family.

I wasn’t psyched about the milestones like high school graduation, but then I applied for an on-spot admissions to Long Island University, to the HEOP Program. I sat with Directors who questioned my reasons for wanting to be in college, and I answered them: “I want to support my family.” I became an HEOP student, and I received academic and financial support. This brought tears of joy. Upon my return back to Hempstead, my parents hugged me and told me, ”We are proud of you” in Spanish.

In 2018, everyone in my family went our separate ways, due to the financial burdens we kept facing. I wasn’t ready for the leap. I kept this secret from my family, but I became homeless and had to sleep inside my co-worker’s car because I had no funds and nowhere to stay. Now, in 2019, I rent a room in Hempstead, and I visit my family.

I am now a SEEK student at Queens College and transferred from LIU Post with a 3.5 GPA. Because of HEOP and SEEK, I can almost give my family and myself the better life we desired for a long time. Because of these programs, I am able to advocate for the youth in Hempstead and tell them that no matter how hard the trials are back at home, an education will heal them. It’s because of programs like HEOP and SEEK that I’ve gained confidence and the voice to share my story. As a SEEK student now, I am proud to say that I receive all the help I need from the SEEK program in Queens College.

We all have a story to share, and I am not politicizing this issue. I am neither a Republican nor a Democrat. I am a human being that cares for all. Us students, who face immense poverty and some academic trails, need SEEK, HEOP, and EOP. Funding these programs will illuminate the lives of those who need support and help those who struggle and yet work multiple jobs, just to receive a degree.

Because of Queens College SEEK, I was able to share my story with you, and I thank you for your time. Please continue to fund these programs because the underrepresented need them.

Tenneson Lewis, Queens College

I’m a sophomore, majoring in history and most interested in focusing on European history, specifically around the world wars. I’d like to pursue a master’s degree and eventually become a professor. It was my high school history teacher who inspired me to get into history; they were particularly good at connecting historical events to current events of today in a fun, relatable way.

I’m currently paying for tuition through TAP, with my parents supplementing out-of-pocket costs to cover the leftover tuition, textbooks, and school fees. I’m the fourth student in my family, with three older siblings, who attended out-of-state schools, took out loans to pay for tuition, and are now paying off their debt.

This is stressful for our family, as the cost of paying for school out-of-pocket and the cost of paying off debt becomes a family challenge. For me in particular, I feel the stress of considering balancing full-time school and part-time work to help alleviate the stress on my family’s budget.

As far as the biggest challenge paying for college? Textbooks. I have to weigh the pros and cons of buying each book individually; I play a complicated guessing game to determine which books will be necessary for which classes in order to be successful while saving money. This is a familiar game among many undergraduate students. How do I get an A without breaking the bank? Students should never have to go without textbooks—a key component in receiving the education we’re already paying for—in order to conserve money needed to get by.

Ultimately, my goal is to receive two degrees from Queens College while taking on as little financial burden as possible and being connected to stable career opportunities, and I don’t think that’s too much to ask for.