I’m currently a first semester senior and I’ll be hopefully graduating in December 2019. It’s been a really stressful few months. I switched my major junior year and I’ve been playing catch up ever since. I’m not too sure what I want to do after I graduate college, I’m more focused on actually graduating since I’m already graduating late. I think I’m going to get a job and take a year off to pay down some of my loans.

I recently moved off campus last semester because I realized that it would be cheaper for me. I don’t live too far from campus so the commute isn’t that bad. I’m really grateful that my parents help me pay for some of my textbooks, because I currently don’t have a job because I’m so overwhelmed with the credits I’m taking. When my parents don’t have money to send me for food, I go to the food pantry on campus, one of my housemates told me about it.

I think about how fortunate I am because of all the financial aid assistance I receive and having  the support of my parents. These are the things that really keep me going. I am a TAP and Pell grant recipient and can’t imagine how I would pay for college without that aid, both of my parents are immigrants from Guyana and I just want to make them proud by earning this degree.

I am a second semester freshman at Hunter College and currently undeclared because I’m narrowing down which major interests me most. I am trying to graduate college as soon as possible, which means I have to take 15 credits per semester, but that is very difficult when you also have to work and support your parents. I receive financial aid from TAP and Excelsior, but that only covers my tuition and Excelsior only gives me a few hundred dollars. I considered applying for ASAP since it would’ve been very helpful to me, but it is not offered at my college. I have to pay for my other expenses including textbooks, food, and transportation.

In my four people household, my dad is the only one that works full time and I work a part time job two days a week. If I decided to prioritize earning money and worked a couple extra days, I wouldn’t be able to focus on school and graduate on time. I already struggle to pay for food, textbooks, and transportation so if I didn’t receive aid to cover my tuition, I would not be able to go to college at all. In high school, I didn’t have to worry about all these things and all of a sudden, with all of this pressure being put on me, I constantly find myself trying to balance school and work and am left with no time to relax. Taking 5 classes every semester and also working is too much to handle and as a result, I am concerned that I won’t be able to do well in school or graduate on time.

We need a fully funded CUNY because many students depend on it. New York City is filled with low-income students and families who choose CUNY because it is advertised as a more affordable option, when in reality it is not. So far, my biggest challenge with being a CUNY student has been financial aid. If all my college expenses were paid for and covered by the government, I would be able to focus a lot more on my education and not have to stress about my finances. CUNY needs to be free again because New Yorkers need free public college now more than ever before.

I go to Hunter College, double majoring in Environmental Studies and Urban Studies, and minoring in Asian American Studies. I would like to preface this by clarifying that although my story will sound oddly similar to other students’ experiences with college, it is not a testament of how poorly we manage our time, but rather it is a multitude of personal and systematic circumstances that make us have to work that much harder to leave college successfully with degrees.

Tuition has been going up every year, yet the quality of education is remaining stagnant. Having been at Hunter for nearly four years, I have seen a decrease in diversity and availability of course offerings throughout the semesters, making it harder to finish elective requirements for my majors. In addition to that, I have lost all my financial aid in the last two years of college, even though FAFSA has been asking for the same tax forms with the same necessary information.

To go from having my financial aid covering the entirety of my tuition to having absolutely no funding, it has been an extreme financial burden. As a full time student with an internship and volunteer extracurricular activities, working a part time job in order to fund my education is another stressor making it all the more difficult to have a successful higher education career. Because of the limited course selections, it makes it more difficult to rearrange my class schedules to allow availability for a part time job.

For my first three years of college, I was working not only as a server three to four days a week, but also as an usher. After attending classes and doing all my extracurriculars in the morning and afternoon, I would have to rush to work, work another seven to eight hours, suffer through immense nightly train delays, and get home at 2 or 3am, only to study and do more schoolwork.

Losing my financial aid and having to pay the ever increasing cost of tuition has compromised not only my educational success in college, but also my mental and physical health. For years, I was only getting two the three hours of sleep maximum, if any at all. In addition to that, there were days I did not have time to meal prep and bring lunch from home, leaving me no choice, but to either buy lunch at school or skip out on meals because I simply could not afford it. This is why CUNY schools need more funding for more opportunities to expand financial aid programs.

I am currently a sophomore in my second semester majoring in Psychology at the College of Staten Island. I am worried about actually graduating on time with the problems I’ve had with my financial aid. Last semester I received aid from TAP and Pell; however, my financial aid has been taken away from me now.

I decided to change my major a few months ago, and, despite being told that this would not affect my financial aid, I got a notice at the start of the semester that there weren’t enough credits for financial aid to cover me. This left other financial opportunity programs such as Excelsior, ASAP, and SEEK out of my reach as well. Right now, my parents are paying out of pocket to keep me in college, and sooner or later we might have to start taking out student loans, which I really don’t want to do. In addition, I might not even have enough credits to graduate on time, and I think winter and summer courses are going to be a massive toll on me, financially and mentally.

The fact that programs like TAP are not offered to winter and summer students leaves me stuck between not wanting to become a financial burden on my family and wanting to graduate as quickly as possible. The financial burden of living expenses such as textbooks, utilities, and food on campus really impacts what I’m going to do in the future. I believe a fully funded CUNY could give passionate and driven students the opportunity to attend and graduate from college without having to worry about the costs. I want a higher quality education in New York, so that everyone has a chance to plan for their dream job in the future.

Since I was adopted from Russia by my single mother who possess a PHD in English literature, the importance of my education has been emphasized from early on in my life.   As my high school years elapsed and the daunting reality of the real world loomed over my conscience, I found myself applying to community college. To my surprise, there were a lot more hurdles I had to overcome then just an entrance exam. Despite New York State offering a wide variety of financial aid support to students, I was unable to qualify for any financial aid.  Thus, my mother and I took loans to supplement the cost of community college.

By the end of my two-year program, the debt I had accumulated was over $9000. With my Associates Degree in Criminal Justice, I transferred to Buffalo State College where I am now a senior studying Political Science. As my first year at Buffalo State waned into the past I had accumulated a loan which surpassed $20,000. During the summer prior to my senior year I moved from Buffalo State campus into an apartment close to campus.

The summer of 2017 was the beginning to a life full of relentless stress and physical pain. As bills began to pile up I found myself working full time at a local pizzeria.  Luckily for the first time I was actually able to receive financial help from the New York State government through the new Excelsior Scholarship. Which was even harder to receive than loans. Along with the hoops one has to jump through, the programs has many restrictions which have the potential of crippling students. An example of one of these restricting parameters is the required number of credits a student must take during a semester in order to receive the financial support.

Over my senior year here at Buffalo State College I have been working 40+ hours a week while being a full time student. The financial burden of living expenses such as rent, utilities, food etc., has made it increasingly difficult to focus and dedicate spare time to school. The fear of eviction and the potential of being homeless is a daunting reality for students who fully support themselves. I often find myself worrying about my finances, rather than worrying about important school assignments.

I am a freshman at CUNY City College. My major is currently undeclared but I am exploring my options by taking a diverse range of classes. I do not have a job but would like to get one in the future to support my daily needs. Due to my parents’ income, I do not qualify for financial assistance and do not receive any TAP or Pell Grants.

Although CUNY’s tuition is lower than other schools, my parents have to pay all the school costs for both my brother and I, which places a significant burden on their shoulders. I do not qualify for the Excelsior Scholarship because my household income is slightly above the limit. I am able to pay for textbooks and weekly meals but the costs continuously add up. I am only a freshman so I have three more years of tuition, textbooks, and other costs left to pay in order to continue my higher education. As a result, my biggest challenge is not my classes, but being able to pay for the classes I need in order to graduate.

Attending ​​Buffalo ​​State​​ College ​​was​​ one​​ of​​ the ​​best​​ things ​​that ​​has ​​happened ​​to​​ me ​​but I have surely ​​faced ​​some​​ obstacles. ​​I’m currently ​​a ​​senior ​​and ​​it ​​has ​​been​​ a​​ long ​​journey ​​but  ​​I’m finally ​​almost​​ at the ​​finish ​​line.​​ I’m ​​a ​​Media ​​Production​​ major ​​and ​​I’m ​​hoping ​​after​​ college ​​to ​​find some sort of internship ​​or ​​job in my field. But ​​I’m ​​worried,​​ how​​ will ​​I​​ pay ​​back ​​these ​​loans ​​if​​ a ​​job ​​isn’t guaranteed?

​​I currently receive ​​financial ​​aid ​​but ​​the other ​​expenses ​​outside ​​of​​ school​​ are ​​a huge ​​factor. ​​Often ​​I find​​ myself​​ wondering ​​how ​​I ​​can afford to ​​travel ​​home​​ during ​​the ​​holidays to see my family.​​ Thankfully with ​​the assistance ​​of​​ a ​​community ​​program​​ Harlem ​​Children ​​Zone,​​ I’m usually ​​able​​ to​​ make ​​it​​ home during ​​the​​ holidays.​​

Also, ​​covering ​​the ​​expenses​​ of ​​supplies ​​for ​​my ​​photography classes ​​has ​​intensified​​ and become another burden that I have to bear on top of everything else. Throughout my college career I have been worried and concerned about paying for food and my bills more often than not. Paying monthly bills, affording classes, and making sure I survive every week ​​have all​​ really ​​opened​​ my​​ eyes ​​to ​​the​​ reality ​​of ​​needing more funding across the board for higher education as well as an increase in assistance programs specifically for college students.

I have a few grants, some scholarships, and the Excelsior Scholarship. I pay for nothing but books, however the Excelsior Scholarship definitely needs to be a little more transparent with its requirements. I didn’t have an issue with it at first but then they didn’t want to give me the scholarship even after I qualified and was accepted for it because I had 9 credits on my transcript from a school I used to go to. 

There, I paid out of pocket for everything and it was too expensive. I had to budget a lot of things out of my shopping list and even went on a diet due to my school expenses while at my last school. I was considering taking out loans before the Excelsior Scholarship came around because I was literally putting my health at risk by not wasting money that could go into school. College is a necessity. There is no reason for it to be treated like it’s a luxury when we have western countries being just as successful as we are.

I am a freshman at Brooklyn College studying Communication Television and Radio.  Without the Excelsior Scholarship, I would have needed to take out a loan.  Luckily, I found out about the scholarship through Forest Hills High School. They pushed me to fill out FAFSA early. They had an assembly about the scholarship and sent emails with a link to apply.  I don’t plan to stay in Brooklyn College.  My mom just moved to Florida and I will be transferring to a school down there.  I am aware that the scholarship will turn into a loan however, I am still grateful because the scholarship gave my mother time to save up before she can start paying out of pocket.

Currently, balancing work and school is a lot.   I am taking 15 credits while working 40 hours a week to pay for additional costs such as textbooks, food and transportation. My mom helps me out with the costs but balancing it is a lot, especially straight out of high school. If I had the option to take fewer classes I would. I believe the scholarship would be better if students were able to take a mandatory 12 credits because 15 is a lot of pressure, especially since the scholarship doesn’t cover Winter or Summer semesters.

I am a Sophomore Computer Science major. I qualify for TAP and Pell, which are not offered in the summer or winter.  I’m constantly worried about failing a course that I need in order to continue on track with my major and graduate on time. 

I don’t get financial aid in the winter.  This is very stressful.  I missed the application process for a program like SEEK that offers priority registration and textbooks.  I don’t have a job.  My parents give me money and I use money saved from my summer job for food.  If I didn’t receive financial aid I’d have to take out a loan. 

My biggest challenge is focusing academically and trying to get by on the money I have.  It’s very difficult to buy food on the upper east side.