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Posts Tagged ‘financial aid’

Kiara David, SUNY Cortland

My name is Kiara David and I grew up in the Bronx. I currently attend SUNY Cortland with a major in Communications, minor in Women Gender Studies, and a concentration in Public Relations . I decided to come to SUNY Cortland because it was the only University to accept me through EOP. My plans in the future are to hopefully work in the public relations department of some type of business. To pay for school I used a mix of loans and grants. Many of my loans covered books and where I lived off campus.

I currently work as a student director in the Corey Union information desk for about 20 hours a week. I usually work to help pay for groceries and personal expenses . During the pandemic I would describe my college experience as a rollercoaster. I am a hands-on learner, so learning virtually has made it difficult for me . This pandemic overall has made it hard to receive income because a lot of jobs are closing down and I rely on work to help myself survive. Getting a college degree to me means uniqueness, in other words,I am one of the fortunate people to make it out of college. I am extremely worried about paying back loans after I graduate because finding a job six months after you graduate is not certain. Luckily my financial aid awards have covered most of my higher education costs but , I am only blessed to say this because of the EOP program I am in. Overall I feel as though SUNY & CUNY schools should fully be funded because I feel as though it shouldn’t be by luck that you have the opportunity to better yourself and be able to seek an education.

Leslie Spinosa, Pratt Institute

Leslie Spinosa is a first-year student at Pratt Institute. Although apprehensive about the remote learning option offered to her after committing to Pratt, Leslie felt somewhat obligated to accept the offer in fear of losing her presidential merit scholarship or loans in the future. Leslie was accepted into Pratt in Spring of 2020, right before COVID-19 had kicked into high gear. Given her family’s financial security at the time, she felt confident in committing to the institute with reliance on her presidential merit scholarship, student loans, and federal work study allotment. However, that security was compromised in the wake of COVID-19, as her father was out of work as a car dealer for months. Mr. Spinosa applied for a pell grant to provide his family some relief, however it never followed through. Now, he is back at his job, however business is slow and school has become harder to pay for as a result. Leslie has taken on a job of her own to help out, however, with the especially chaotic schedule of online school, she has not been able to take on enough work hours to generate a significant income. Not being able to work on campus to acquire her federal work study money has been a major loss. Additionally, Leslie’s family income was higher at the time of applying for the FAFSA, resulting in a lower grant which, in light of her current financial situation, has left her to rely heavily on loans. Further, Leslie has dealt with her fair share of basic struggles with the new remote learning system. She often finds it difficult to count on consistent communication with her professors, and has had a particularly hard time getting her questions answered by her financial aid advisor, leaving her in the dark about where she stands with the school. Despite all of this, Leslie has worked exceptionally hard to make it through the semester thus far, and will continue to push forward through these trying circumstances. Leslie sees the great value and necessity in acquiring her college degree, and hopes Pratt will provide her with the technical skills and connections to launch her post-graduate career.

Olivia Sudol, City College of New York

A lot of people fail to consider how financial aid needs to cover more than just tuition. The living expenses associated with getting a college education quickly add up and end up costing students thousands of dollars on necessities — mandatory expenses that not everyone can afford. Even though I was lucky enough to get financial assistance to afford my tuition, like many other students, I’m left responsible for hundreds of dollars in books and transportation each semester as well as thousands of dollars for housing. 

I lived on campus at City College when COVID-19 hit; we were told we would receive partial refunds for leaving our leases early but we only received this money six months later. Additionally, many students had already signed lease agreements for the Fall 2020 semester, and the only financial solution for them was to pay $1000 to terminate that lease or be held responsible for the full $12-18 thousand dollars. Most students pay for dorming with their finances and the refunds could have had a significant impact on students who lost income due to the pandemic. In a twisted way, COVID-19 has made college more affordable for me by reducing the cost of transportation to campus and allowing me to live with my parents instead of paying for housing. It’s time politicians in Albany acknowledge the external costs of higher education.

Velemsky Duvermond, Borough of Manhattan Community College

I attend The Borough of Manhattan Community College. I was paying for college through financial aid and the College Discovery program. I wasn’t one of the smartest or most focused students, so it has been challenging because I was required to keep up a certain GPA to keep my financial aid.  

I started my years at BMCC as an Early Childhood Education major, but I was in the process of changing my major to go into social work. I have loans, I’m a little worried. I have been in BMCC for some time now and I fear that my financial aid will be finished before I complete my courses. And then even more after that.  Financial aid has been very helpful with paying for my classes, but towards the end of every semester, it was hard to buy food because I was in the school for the whole day and also having to pay for my train and bus rides to and from class every single day was hard

At the beginning of my 2019 semester, I got a job and it was helping me a little bit, but for me to get a decent paycheck, I would have to work long hours which distracted me from being able to focus on my school work which has further delayed my education. I do not personally pay for rent, my mother does, and I felt bad that she had to do it all on her own, so I was trying tirelessly for about 2 years to look for a job to help support her a little bit on top of paying for food and transportation.

Getting a degree for me would mean everything. Every day I have people asking me, “Are you in school?”, “When are you finishing school?” etc. I’m just tired of delaying the process. It would also mean a lot to my mom. I would be the first one in my family to go and to complete college. I want to give my mom a better life and myself as well and it would give me a chance to make a difference in the world. 

Ankush Gaba, Queensborough Community College

I am studying Business Administration at Queensborough Community College, and I want to pursue accounting in the future. This is my second year, and I am graduating in Fall 2020. I’m currently in ASAP and they help cover some expenses and books, but I don’t receive any financial aid and pay out of pocket for tuition during the summer or winter sessions. Because of COVID-19 I haven’t been able to work for a month, but I still have to pay off my bills and help support my family. 

I am an immigrant. The only way I can pay for this college is by working and working too much. I have to deal with my travel expenses, meals, and then my tuition or textbook expenses. I work three jobs to get myself going and also help my family financially too as we are here to make our future. A fully funded CUNY would take a big load of stress off of me and my family, and would especially help immigrant families who are trying to save as much as they can to have a secure and better future. 

Being QCC’s Student Government President I think if people didn’t have to worry about paying for college, they could have more time to study or get involved with campus life and opportunities, rather than running to work right after class.

Henry Fernberger, Hunter College

I’m a senior at Hunter College studying Ancient Greek and Latin. I was part of a Greek / Latin scholarship program, a little known one but also out of pocket. I do film editing on the side and edited some short videos. I didn’t receive the Pell Grant or TAP. The scholarship helped a lot. I don’t receive any additional help. 

I was lucky enough to have been able to live with my parents during college. I don’t have to pay rent so it allows me to devote my income towards school so I’m lucky in that way. I do not receive SNAP. I try to eat at home which also allows me to save money. 

I’m pretty independent so I’m not in the worst situation, and you know it’s tough because you really have to be careful. Hunter is pretty difficult and you have to make sure you get your classes done because before you know it, you can tack on more classes for your degree. It’s pretty common for a lot of students to make those mistakes because of no contact with an advisor. 1 advisor for every 1000 students and the ratio might be more than that. I never saw my advisor. 

My parents had gone to college, so it was a little bit easier for me to navigate but for some people who are the first students to navigate alone might not be easy. There’s more steps they have to take. I could be a bunch of steps back in my degree trying to catch up. 

We need to decide whether or not we want to live in a society where we value educated people we can show that by giving access to education for everybody. By every metric, an educated population means growth and prosperity for the society. For every dollar invested into education, it creates $8 more, and it creates a skilled and valuable population. There’s no reason we shouldn’t be funding college. Look at our primary and secondary school, they pay for school up until high school. We have these great support systems for students who are underserved but then suddenly all those support systems fall by the wayside until they have a degree or a job that can MAYBE pull them out of poverty. It’s unconscionable that we can live in a society where people aren’t given tools that can provide a nice life for their family.”

Hifza Hameed, Brooklyn College

I am a freshman at Brooklyn College. I’m currently undecided. But I hope to major in something that will guarantee a job as soon as possible, so I’ll probably major in something STEM-related. I always knew I had to study and get a higher education so I could be financially independent, move out, and live my life on my own terms. 

I currently receive a Pell Grant and TAP. I am the first woman in my family to go to college. I hate the anxiety of filling out my FAFSA when I don’t know how much money I’ll receive. I don’t know why I received less money this year too. The financial aid I receive covers my tuition, textbooks and lab fees. But it does not cover rent, food, and living expenses. I don’t have a job right now but I am looking for one so that I can cover the added expenses of college that people don’t normally consider. I’d never be able to pay rent and pay tuition at the same time. That’s why I still live with my family. TAP should be expanded so that students can better focus on their studies and worry less about the added expenses of education. 

Rohan, Pratt Institute

I’m from New Delhi, India, and I’m wrapping up my first year as a freshman at Pratt. My dream has always been to go to film school, and there were no art schools that had good film programs in my home country of India. I applied to 10 schools in the United States. I was thrilled to be accepted to Pratt because of its film program, but it also meant that to go would result in an economic burden on myself and my family. The exchange rate between India and the United States multiplies the financial loss. I am grateful to be going here, but there are times I wish Pratt could be more accommodating to international students in terms of financial aid. The cost of education is unheard of.

Melissa Salcedo, Borough of Manhattan Community College

I am majoring in business administration at BMCC. After my graduation I would really like to start my career as a creative director: I have always been a creative person, and being able to express it by visually representing a product that will be sold is something that really inspires me in pursuing my career. During my two years at BMCC I have been participating in some of the amazing programs they offer that really helped me and helped a lot of other students as well.

In particular, I will always be grateful for programs like the ASAP Leadership Program, where I made a lot of friends that have been a fundamental piece in my academic and personal growth. This program has also been able to help out less fortunate people. It is important to keep these activities open for students, because helping others while perfecting your abilities is an opportunity that more people should have. Before starting college, my goal was to achieve a high GPA and to find my dream career. Two years later, and after changing my major a few times, I am finally going to transfer to a four-year college with a GPA of 3.8.

I am still working hard to have a career that will make me satisfied in the future. Everything I have done during these semesters allowed me to graduate on time: in May 2020, I will finally get my associate degree. However, I would appreciate it if some services on campus were improved: I have been late for classes multiple times because elevators were not working; in some of my classes there were not enough seats for all the students or not enough paper in the bathroom. It is also important to hire more staff for mental health services, which counts only two therapists that have to work for thousands of students. The BMCC campus is great, but it could be improved by adjusting all the existing services they offer. I really hope that every other student after me will have the opportunity of being in an environment that makes them feel like home, where the bad sides of our college will be finally solved and the good sides will become even better.

Kiara Lo Coco, Borough of Manhattan Community College

I’m a first-year student majoring in criminal justice. After obtaining my bachelors I want to go to law school and become a criminal lawyer or a human rights lawyer. I receive TAP and a Pell Grant along with financial aid. My tuition is covered.

Unfortunately I do not have my own advisor. I have an opportunity to join the BLA program at my college but I fear that if I join BLA I will not be able to get any help from other programs such as ASAP. College textbooks, lunch, and transportation are expenses outside of tuition. I was looking for a job but due to the COVID-19 pandemic, it has been made difficult to find a job and register for the upcoming semesters’ classes. My family and I are immigrants from Italy. Nobody in my family is working right now because of the pandemic. If I don’t get a STEM waiver, I will not be able to afford summer or winter courses. I am fortunate that I am able to attend college and receive an education that I can be proud of.

Personally I’m a very determined student. Being an immigrant pushes me to achieve unimaginable things such as getting a high school diploma in one year and doing 4 years’ worth of high school material by going to Saturday classes and waking up very early. I make sure that I am still on track even now because I’m that determined. We need a fully-funded CUNY because we are very motivated and dedicated students. If CUNY were to be fully funded, we would have better infrastructure that would allow us to get to class on time, instead of taking detours, and the staff we need to succeed.