Posts Tagged ‘tuition’

Sammie Maitland, Hunter College

Azania “Sammie” Maitland is a Junior at Hunter College who majors in Political Science and Minors in Legal Studies. After completing her undergraduate studies she will enter graduate school to study Public Policy. Upon completing her education she intends to begin a career in public service because she wants to help make the world a better place. She pays for school with a mix of TAP, Pell grants, and loans. She takes a part-time course load to balance focusing on her studies and community advocacy – which means she receives less aid and has to take out more loans to make up the difference. She has some concerns about paying back loans once she fully completes her education, but hopes that tax credits or that other avenues for student debt relief will be made available in New York State.

Sajina Shrestha, City College of NY

Sajina is a senior at the City College of New York, majoring in Anthropology and minoring in Journalism. After graduating, she hopes to be a journalist in New York. Sajina receives both TAP and Pell but the award amount has been decreasing every year while the tuition is also increasing. Although her financial aid pays for most of her tuition, she has to rely on her Fellowship awards and pay out of pocket for the rest of the tuition. What makes it even harder to pay or save up for tuition is that her FAFSA never has a clear number of how much she’ll be expected to pay. Inconsistency with FAFSA is a common occurrence among college students and it can be very frustrating to deal with when you don’t know how much to save up. Although her parents also help her pay her tuition, it is becoming difficult for them to pay the increasing cost every year. With increasing tuition costs and decreased award sizes causing financial strains, Sajina has to work while attending classes to stay afloat. With more CUNY funding, Sajina hopes that tuition costs will be lowered and award sizes will be increased.

Iftakar Bakhsh, Borough Manhattan Community College

My name is Iftakar Bakhsh. I am majoring in Business Management. I am planning to go to a four-year college to achieve my Bachelor’s degree. I live with my parents, so they pay for my college expenses. I used to get financial aid but now I don’t get full cover for tuition and other expenses like textbooks, transportation, food and shelter due to my parents’ income. My parents pay out of their pocket which is hard for them because they have a hard time to have enough money. So, they sometimes have to borrow from our family members and pay them back later which puts my parents in debt. Both of my parents have to work in order to pay for my tuition, other college expenses, rent, and food.  I wish that they can make colleges free for everyone. This can help my parents, so they don’t feel stressed about paying for my college expenses.

Lorna Duran, Hunter College

My name is Lorna Duran and I am a Junior at Hunter. I don’t receive any financial aid, so my tuition is covered by my parents who pay out of pocket. I have consistently applied for federal tuition help, but I never meet the requirements. My father, a teacher, makes slightly more than NYS Taxable Income Limit and because of this, I have never been eligible for TAP. The reality is that I am part of a single-income family in one of the most expensive cities around the world, I cannot truly afford tuition. On top of the thousands of dollars spent on tuition, every semester I spend about $500-$800 on expensive textbooks and access codes. Additionally, I also have to pay for my commuting expenses which come out to a couple of hundred dollars a year. 

Every semester when I get that email that tuition is due, I stress out because I know my parents will have to find that money one way or another. If my family has an emergency towards the end of the semester, my father has to carefully consider how he will pay my $3,465 dollar tuition. I wish that there were more funding opportunities for students like me. I shouldn’t have to worry about paying for tuition, and how I will afford my textbooks.

Samuel Davenport III, Nassau Community College

I am a first year student at Nassau Community College. Currently, I am studying Liberal Arts, but my goal is to switch to IT. I am paying for school both with unsubsidized loans and out of pocket. However, I am an out-of-state student, so the tuition is double for me. My mom and I are splitting the remaining balance after loans half and half. At first, she was paying it all, but then I got a job and offered to help out.

Paying for school is far more expensive than I thought, and it’s a challenge working and going to school at the same time. Pretty much all the money I’m making is being dedicated to school. That’s why I try to make sure I’m doing well in school; because the money that my mother and I are spending would go to waste if I don’t.

I am a full time student and work almost full time – about 30 hours a week. It takes a lot of discipline and focus to make sure I can still do well in school while balancing all the hours at work. When I first started working, I thought I would only be working 20 hours a week, but I needed to increase my hours to help pay for school. If I had the option, I would only work 20 hours, so that I could spend my time doing readings for class and getting a really good handle on the material. Balancing school, work, sleep, and personal time is definitely not easy, but with a lot of dedication and determination, it’s manageable.

Being at a commuter school in a suburban area makes transportation hard too. Depending on the day of the week, I either borrow my cousin’s car, someone drops me off at school, or I get an Uber. However, I uber more than anything else. I usually spend about $60 a week on Ubers, but the real money issue is tuition.

Rani Persaud, City College of NY

Rani is a senior at the City College of New York pursuing a degree in Political Science and International Studies. After she graduates, she wants to go on to become an attorney and work in Guyana to serve her community. Rani receives financial aid but it barely covers half of her tuition. Although her parents help her pay the rest of her tuition, it is still a lot to pay out of pocket, especially since Rani is an out-of-state student and lives off campus. Being an out-of-state student, Rani pays more than twice the tuition than those with an in-state tuition. All the expenses are a lot to keep up with when she only receives a small amount of aid. Rani hopes with more funding for CUNY, out-of-state students won’t have to pay so much in tuition and that students who need housing on campus get the resources and money to help pay for it.

Alexis DiBartolo, SUNY Cortland

My name is Alexis DiBartolo and I am from Long Island, New York. Specifically, I live in Nassau county in Massapequa Park, where my Senate and Assembly District is 9. I am currently a senior at SUNY Cortland and a history major. I decided to go to SUNY Cortland because I would like to become a social studies teacher, and SUNY Cortland has a great education program. My family pays for most of my tuition and fees, as I do not get any financial aid. Fortunately, I only have a small amount in loans to pay back. I work during the summer, about 17 hours a week for my family’s restaurant and also babysit to provide for my spending money at Cortland. I do not pay for textbooks or rent, as my parents provide me with money for that. 

Because of the global pandemic, my college experience definitely changed. Online learning is certainly not for me. I very much would rather be in a classroom and in-person, then being taught by a computer screen. Onlines classes definitely made learning harder and less enjoyable. I am glad to finally be back in all in-person classes my final year at Cortland. Thankfully, the pandemic has not affected the way my parents pay for my college education. My dad’s job was not lost, and still continued throughout the pandemic. 

To me, getting a college degree is very important. Education, in my opinion, is very powerful and the passport to a successful future. Without my college degree, I would not be able to become the teacher that I passionately want to be. In the future, I am not too worried about paying back my student loans since it is typically a part of every student’s life. Also, I do not owe that much in student loans thankfully, so I am not super worried. 

Personally, I feel as though higher education in SUNY/CUNY schools could be better. Free tuition is only given to those whose parents make under a certain amount of money, and my father makes over the amount, thus I do not get free tuition or financial aid. And while my family lives a comfortable life, it is still at times challenging to pay for school as I have two other siblings who also went to college. Just because a parent makes a certain amount of money, does

Sabrina Maharaj, Borough Manhattan Community College

MY name is Sabrina Maharaj and it is my fourth year studying at BMCC. My major is business management and when I graduate BMCC my goal is to work for a business firm. I pay for college through the DISCOVERY program and TAP assistance. My first year of college I had to pay for my tuition out of pocket because I didn’t fill out the correct financial aid forms in time. Because of the confusing and overwhelming forms to fill out for financial aid, my brother had to pay for my tuition out of pocket for me that semester.

Since receiving financial aid, the DISCOVERY program has been very helpful for me to help cover the costs of college. It helps pay for most costs associated with college, except I still have to pay for my transportation costs. I would not be able to afford college if it were not for the DISCOVERY and TAP programs that help me cover the costs. I would have had to get a full time job and I know from experience that juggling both a job and classes makes both very difficult.

Even though I receive financial aid I still did get a job to help my parents pay for the mortgage and other household bills. I would not have been able to afford tuition while also helping my parents out. In 2018 I got a job at the airport as a cashier at a travel sales store. I was waking up at 3:30 in the morning to catch the bus to JFK for my 6am shift. I worked 4 times a week, working 36 hours weekly. Eventually, I had to take a break from classes because it was too much doing both work and school at the same time. During COVID my job laid me off and then they would not rehire me because they found out I was back at school. This makes it very difficult to help pay for costs of living and help my parents with the bills. Tuition needs to be free and there needs to be more financial assistance to college students and their families. 

Isabellah Paul, Hunter College

My name is Isabellah Paul I am currently a sophomore transfer student double majoring in Political Science and Women & Gender Studies here at CUNY Hunter. At my previous institution I was in a program that granted me a tuition scholarship, however upon transferring to Hunter I was awarded no financial aid since my mother had a full time job and has been working for 20 years. I resorted to taking out loans to pay for my tuition and I also work to cover any other costs. Being a full time matriculated student and working part time gets difficult to manage, especially when considering the money I am taking out in loans. I wish to go to law school upon graduating too so I will have to continue taking out loans for another 3 years. As a single mother of 4, my mom works full time and pays rent. Therefore, I like to remain fiscally independent to ease some of her burden. I pay for my own phone bill, books, my commute, food, and any other miscellaneous costs. Managing all this in tandem with school has been stressful at times.

Oftentimes since my mother is so overwhelmed with work, I have to assume responsibility for household errands such as grocery shopping, laundry, picking up my siblings from school, etc. One night my brother broke his arm and I had to bring him to the hospital since my mother had work the next morning and I was the only other household member above the age of 18. I spent the whole night there and could not get a chance to go to school the next day. Events like this often make managing school difficult, especially when they abruptly occur and no one else can handle them but me.

CUNY has been known for its affordability and their ability to grant students the opportunity to achieve their academic dreams on their own time. However, this affordability has been compromised and supporting a fully funded CUNY will enable students like myself and many others in getting their degree more feasible than before. Every student has a different financial situation and supporting them through making CUNY free like in the past can help aid the accessibility in obtaining higher education for many.

Ankush Gaba, Queensborough Community College

I am studying Business Administration at Queensborough Community College, and I want to pursue accounting in the future. This is my second year, and I am graduating in Fall 2020. I’m currently in ASAP and they help cover some expenses and books, but I don’t receive any financial aid and pay out of pocket for tuition during the summer or winter sessions. Because of COVID-19 I haven’t been able to work for a month, but I still have to pay off my bills and help support my family. 

I am an immigrant. The only way I can pay for this college is by working and working too much. I have to deal with my travel expenses, meals, and then my tuition or textbook expenses. I work three jobs to get myself going and also help my family financially too as we are here to make our future. A fully funded CUNY would take a big load of stress off of me and my family, and would especially help immigrant families who are trying to save as much as they can to have a secure and better future. 

Being QCC’s Student Government President I think if people didn’t have to worry about paying for college, they could have more time to study or get involved with campus life and opportunities, rather than running to work right after class.