My name is Isabellah Paul I am currently a sophomore transfer student double majoring in Political Science and Women & Gender Studies here at CUNY Hunter. At my previous institution I was in a program that granted me a tuition scholarship, however upon transferring to Hunter I was awarded no financial aid since my mother had a full time job and has been working for 20 years. I resorted to taking out loans to pay for my tuition and I also work to cover any other costs. Being a full time matriculated student and working part time gets difficult to manage, especially when considering the money I am taking out in loans. I wish to go to law school upon graduating too so I will have to continue taking out loans for another 3 years. As a single mother of 4, my mom works full time and pays rent. Therefore, I like to remain fiscally independent to ease some of her burden. I pay for my own phone bill, books, my commute, food, and any other miscellaneous costs. Managing all this in tandem with school has been stressful at times.

Oftentimes since my mother is so overwhelmed with work, I have to assume responsibility for household errands such as grocery shopping, laundry, picking up my siblings from school, etc. One night my brother broke his arm and I had to bring him to the hospital since my mother had work the next morning and I was the only other household member above the age of 18. I spent the whole night there and could not get a chance to go to school the next day. Events like this often make managing school difficult, especially when they abruptly occur and no one else can handle them but me.

CUNY has been known for its affordability and their ability to grant students the opportunity to achieve their academic dreams on their own time. However, this affordability has been compromised and supporting a fully funded CUNY will enable students like myself and many others in getting their degree more feasible than before. Every student has a different financial situation and supporting them through making CUNY free like in the past can help aid the accessibility in obtaining higher education for many.

I am studying Business Administration at Queensborough Community College, and I want to pursue accounting in the future. This is my second year, and I am graduating in Fall 2020. I’m currently in ASAP and they help cover some expenses and books, but I don’t receive any financial aid and pay out of pocket for tuition during the summer or winter sessions. Because of COVID-19 I haven’t been able to work for a month, but I still have to pay off my bills and help support my family. 

I am an immigrant. The only way I can pay for this college is by working and working too much. I have to deal with my travel expenses, meals, and then my tuition or textbook expenses. I work three jobs to get myself going and also help my family financially too as we are here to make our future. A fully funded CUNY would take a big load of stress off of me and my family, and would especially help immigrant families who are trying to save as much as they can to have a secure and better future. 

Being QCC’s Student Government President I think if people didn’t have to worry about paying for college, they could have more time to study or get involved with campus life and opportunities, rather than running to work right after class.

I am a freshman at Brooklyn College. I’m currently undecided. But I hope to major in something that will guarantee a job as soon as possible, so I’ll probably major in something STEM-related. I always knew I had to study and get a higher education so I could be financially independent, move out, and live my life on my own terms. 

I currently receive a Pell Grant and TAP. I am the first woman in my family to go to college. I hate the anxiety of filling out my FAFSA when I don’t know how much money I’ll receive. I don’t know why I received less money this year too. The financial aid I receive covers my tuition, textbooks and lab fees. But it does not cover rent, food, and living expenses. I don’t have a job right now but I am looking for one so that I can cover the added expenses of college that people don’t normally consider. I’d never be able to pay rent and pay tuition at the same time. That’s why I still live with my family. TAP should be expanded so that students can better focus on their studies and worry less about the added expenses of education. 

I am a senior at SUNY New Paltz, majoring in English and Journalism. I decided to go to a state school because it would be cheaper than any other on-campus experience I could have. Despite this, I’m still going to be in debt for quite a long time after I graduate. It’s scary to think about, especially now with having to enter the work world after a catastrophic event like the COVID-19 pandemic. Job opportunities will be scarce and my debt will only grow the longer it doesn’t get paid off. 

It is vital that we close the TAP gap, expand the excelsior scholarship, and increase state funding for SUNY/CUNY. The financial burden of tuition costs does not belong on the backs of students. Affordable higher education is essential to the future success and economic wealth of New York State. 

I chose to attend SUNY ESF for a few different reasons, the biggest being cost. My father is a doctor, and he is still paying off the loans that he took out to go to medical school three decades later. I didn’t want to end up in a similar situation as him, being forced into debt for the rest of my life. But even at a SUNY school, it keeps getting more expensive to be a student. Our dorms are almost three times as much as tuition, and we are forced to live in them for our first year. Tuition is increasing, but there have been constant cuts to programs and opportunities that the school can provide for us. 

I’m studying environmental science, and our textbooks cost so much! I don’t know how New York expects students like me to get our degrees while having so many extra costs. I was fortunate enough to receive an academic scholarship to ESF so I can avoid taking out loans or relying on my parents. This means that I need to dedicate extra time to my studies to keep the scholarship, which makes being able to get a part-time job very hard. I chose ESF to avoid going into debt, but with tuition hikes, living expenses, and the additional fees and materials I need to pay for, I don’t know if that is possible.

I’m a sophomore, majoring in history and most interested in focusing on European history, specifically around the world wars. I’d like to pursue a master’s degree and eventually become a professor. It was my high school history teacher who inspired me to get into history; they were particularly good at connecting historical events to current events of today in a fun, relatable way.

I’m currently paying for tuition through TAP, with my parents supplementing out-of-pocket costs to cover the leftover tuition, textbooks, and school fees. I’m the fourth student in my family, with three older siblings, who attended out-of-state schools, took out loans to pay for tuition, and are now paying off their debt.

This is stressful for our family, as the cost of paying for school out-of-pocket and the cost of paying off debt becomes a family challenge. For me in particular, I feel the stress of considering balancing full-time school and part-time work to help alleviate the stress on my family’s budget.

As far as the biggest challenge paying for college? Textbooks. I have to weigh the pros and cons of buying each book individually; I play a complicated guessing game to determine which books will be necessary for which classes in order to be successful while saving money. This is a familiar game among many undergraduate students. How do I get an A without breaking the bank? Students should never have to go without textbooks—a key component in receiving the education we’re already paying for—in order to conserve money needed to get by.

Ultimately, my goal is to receive two degrees from Queens College while taking on as little financial burden as possible and being connected to stable career opportunities, and I don’t think that’s too much to ask for.

I am a junior at Queens College majoring in both Art Education and Illustration. I chose Queens College because it is one of the only public schools with both these majors. I’ve been drawing since I was a child, so I wanted to take the opportunity to get a degree specific to my interests. I also love to help people learn, so art education felt like the perfect match.

The financial aid I get doesn’t cover the full cost of attendance, and these extra costs cut into the incredibly tight budget my family has to survive. It demolishes my family’s ability to afford our basic needs. In New York, we all pay too much in rent and bills, and for my family, any extra cost of any kind makes it so that we can’t afford groceries.

My mother is a single parent supporting two children through college. Her health is deteriorating, and work is getting harder for her. Also, financial aid takes forever to process. When it doesn’t get processed on time, my account goes on hold, and I can’t register for my classes for the next semester. Right now, with the threat of $9,000 coming out of my family’s empty pockets, the future of my education is at risk.

I live in the dorms on campus because my family lives almost two hours away. I made the decision not to live at home because I wanted to ensure that nothing got in the way of my education, including traffic. But I feel like every time I make the right decision for my education, it seems like everything else has to take a hit—especially my finances.

If school were free or if I got more aid, I wouldn’t have to worry about these things, and I wouldn’t have to put my family into unimaginable debt just hoping things work out in the future. I shouldn’t have to tank my family’s livelihood just for a chance at success.

I am majoring in law and paralegal studies at City Tech, and it is my 5th year. I want to go to law school after college and then run for the NY Senate, and you never know where else I may end up. I feel like the route taken by most politicians is going to law school and then end up being politically active.

Financial aid covers most of my costs, but I have to pay some out of pocket— approximately $500 to $1000. Before City Tech, I attended various universities, private and public, and saw how the financial aid system worked in those schools. It’s when I got to City Tech that I saw the deficiencies in the system.

I receive TAP and Pell, and it’s not enough to cover my tuition costs, and my parents don’t have the money necessary to adequately fund my higher education. I have three other siblings that are attending college and one that is in 12th grade, looking at colleges now.

I have to go on a deferred payment plan and have been dropped from a course because I didn’t have the money to pay on time. You only have the week from the start of the semester to apply for the deferred payment plan, and if you miss that, you have to pay the amount in full. I was lucky that I called the financial office and asked if there was an alternative to paying all at once.

How do other students find out about this if one has to call to find out about these alternative options? I personally told a number of students that the deferred payment plan was an option, instead of dropping out all together and losing a semester of coursework. They were not aware of this.

Financial aid usually pays for textbooks, but I have to pay out of pocket before the money comes in, which is usually the mid-point, or at the end of the semester. My parents pay for food. If I didn’t receive financial aid, it would be nearly impossible for me to go to school. I am concerned about graduating on time, especially since they’ve said I exhausted my financial aid.

We need a fully funded CUNY, so more people who don’t currently have access to higher education are able to gain access and not be held back socially or economically. That should be the goal. Prospective college students should only have to focus on their schoolwork, instead of on how they will be able to pay for their next semester of college.

I am a senior at SUNY New Paltz majoring in communication disorders with a minor in deaf studies. After college, I intend on pursuing a career as an audiologist. I am currently employed as a cashier at the Student Union Building, and I also do catering for on-campus events.

Working on campus is the only way I can ensure that I will stay enrolled in school. I have always had to work in order to manage my expenses, especially school fees that were mandatory for me to pay out-of-pocket in order to stay in school. I have come really close to being kicked out of school because my financial aid was not enough to cover all of the costs. Thankfully, I was able to use the money I received from my campus jobs to pay off any remaining amounts.

I receive both TAP and Pell Grants, but that is not enough. I had to increase my unsubsidized loans for it to cover tuition and room and board. I could only get approval to increase my unsubsidized loan if my Parent Plus loan was denied.

I am an Educational Opportunity Student (EOP), and this program has helped me cover the majority of the costs for school. Without EOP, I’m not sure if I would still be in college. This program has been a great help for me from the beginning.

I am a junior at SUNY New Paltz, studying sociology with a concentration in criminology and a minor in communications. On campus I have been a student assistant at the Sweets N’ Treats bakery and a student chef at Peregrine Dining Hall. Working at these locations provided help with finances and helped me buy food because after a while campus food gets old. Working on campus also helped me pay off the money that I owed to the school because financial aid couldn’t cover all of my tuition and fees even though I receive the maximum amount for the TAP and Pell Grants.

I am very grateful to be a part of the Educational Opportunity Program (EOP). EOP has helped me in tons of ways. First, in terms of financial aid, they provide up to $1,400 towards financial aid. Although it does help, it still did not cover all of my financial needs for the semesters. Sometimes towards the end, the program receives leftover money from schools in order to help fund the missing amount from a student’s financial aid.

EOP has helped guide me through the criteria of college by giving me an idea of what to expect from classes, especially since it was a big transition from high school. EOP has also helped me in the process of deciding what major was best for me, and the program provided connections in order for me to succeed. Those resources are even there for me when the semester hits and anxiety and stress takes over my body.

I have been facing problems with financial aid since I started school. I was never told that the amount of financial aid you receive depends on the amount of credits you earn in a year. One semester during freshman year I took 12 credits instead of 15, and you need 30 credits to be considered a sophomore. At the beginning of my sophomore semester, I had to take about a thousand dollars out-of-pocket in order to pay off the school since my financial aid didn’t cover all of my bill. And with loans, I’m not allowed to take out a certain amount of money because I didn’t qualify to be a sophomore that year. I was too scared to take out another loan (the Parent Plus loan).

It’s really hard to pay that amount because $1,000 isn’t pocket change, especially since I come from a family that relies on an insignificant income. I had to rely on the funds that I earned from working at the on-campus job that I had. This year I was faced with taking out the Parent Plus loan, and I ended up doing it. A lot of my friends dropped out because they couldn’t pay the amount that they owed to the school.