I’m a senior at SUNY Cortland majoring in philosophy. After I graduate, I plan on working for a nonprofit organization. I pay for school with both financial aid and loans.

I receive TAP and the Pell Grant, and I also have a part-time job during the semester.

When it comes to textbooks, I usually don’t buy them because I can’t afford them. I try to find an online PDF version of the textbook, but if I can’t find that, then I have no option but to not have the book for class. For food, my financial aid covers the cost. I use it to buy groceries.

I depend on my financial aid, and this year I didn’t receive as much as previous semesters. My financial aid went from $4,000 to $400 because my sister moved out so my parents were expected to have that extra money to pay for my tuition. My mom had no choice but to take out a loan to help cover the costs of school.

We need a fully funded SUNY system so that all students have the opportunity to attend college, and they won’t be worried about paying for it. My biggest challenge as a SUNY student has been paying for school and worrying about how my parents are going to help me pay for it. A student’s main focus should not be paying for school; they should be focused on pursuing their education.

I’m currently a senior studying international studies and political science at SUNY Cortland. After graduation, I plan to work abroad, specifically in the Australian government.

In order to pay for school, I use financial aid as well as out of pocket payments. I receive both TAP and the Pell Grant to help cover the costs of school, but I also work part-time on campus for 20 hours a week on top of taking 19 credits. I use the money I make working to help pay for groceries, but I also use the student food cupboard on campus.

I pay for textbooks out of pocket with money from working. They’re expensive every semester, and I’m concerned that I won’t graduate on time and will have to pay for even more books all over again. There are classes that I’m required to take that are only offered at specific times, and I still haven’t been able to take them.

College should be accessible to everyone, and by making SUNY fully funded, it will be. Not everyone has the opportunity to attend college and financial aid doesn’t always cover everything, so students are left responsible to pay for the remaining costs. As students, our concern shouldn’t be having enough to eat. We should be focused on our education.

The biggest challenge that I’ve faced as a SUNY student is trying to afford both housing and food. My financial aid doesn’t cover housing because it is all spent on paying for my tuition, so I have to find ways to pay for it myself.

I’m a senior at SUNY Cortland studying Teaching English as a Second Language. After graduation, I plan on getting a teaching job and to begin working towards paying off my extensive student debt.

I pay for school in a few ways. I take out student loans and work a few part-time jobs, such as driving for Uber, cleaning houses, and interpreting for various places in the Syracuse area. As for TAP, I’m not eligible because I was working full-time, and I made too much money two years ago to qualify. I only receive about $200 from the Pell Grant, and I work as much as possible so that I am able to pay for college. As for textbooks, I use financial aid to pay for them. I don’t receive SNAP, so my husband and I pay out of pocket for groceries.

If I didn’t receive financial aid, I would not be able to go to school because it is so expensive. I have had no choice but to take out student loans, so I’m hoping to get a job after graduation that will help to pay off my student loans. I have no worries about graduating on time, but I am a non-traditional student.

SUNY should be fully funded and affordable so that students have the ability to attend college and ultimately have more opportunities and a better quality of life where they’re not forced to work low-paying jobs. 

I’m a freshman at SUNY Cortland studying English and philosophy with minors in women, gender, and sexuality studies, and in economics. At this point, I don’t have a definite plan for after graduation.

I pay for school with scholarships, financial aid, and loans. I receive TAP and the Pell Grant, and I also work through the work-study program as a part of my financial aid. I use my aid to pay for some of my tuition and textbooks, and I have a meal plan. Like many other students, if I didn’t receive financial aid I would not be able to attend college.

My biggest challenge as a student has been thinking about the future. The Excelsior scholarship was not clear about how they deduct Pell and TAP grants, so my parents had to take out an extra loan right before the tuition bill was due so I could afford to go here. I’m going to have all this debt to pay off when I leave college, and that’s stressful to think about.

We need fully funded colleges because in this economy you can’t rise up without a college education, and preventing someone from receiving such an education is depriving them of equal opportunity and a chance at the life they want and deserve. I think college should be free for everyone, everywhere. Education should be a right, not a privilege. 

I rely on Access-A-Ride service to get around every day since I can’t use public transit, but the service is terrible. It usually takes a tremendous amount of time to get home, and since the time slots to book a trip are inflexible and determined by a computer, I can’t always leave when I need to. The time slots available don’t give me enough time to get prepared at the beginning of the day, or return me home to get enough sleep at night. Even when I do get a trip booked at a convenient time, Access-A-Ride doesn’t seem to account for traffic in planning the trip, so I can end up waiting for a long time outside for a van to arrive, and I often don’t make it home from school until 2AM.

Someone from NYC Transit told me that I should try Access-A-Ride’s subscription service, where you can schedule rides in advance for the same time every day, to make things better. But I can’t do that since I’m a student and I don’t have the same schedule every day. Subscription service is good to have, but many people, like students, have irregular schedules.

Better Access-A-Ride service would benefit me and my friends a lot.  We’re students, we’re humans, we have personal lives, and we have to fight for our rights. We deserve an Access-A-Ride that understands that.

This is my second year of college, but my first year at SUNY Cortland. I transferred here from Hudson Valley Community College. I’m a Political Science major with a minor in Communications, and I’m somewhere between a sophomore and a junior because of the credits I transferred in with from HVCC and high school.

I am concerned about graduating on time. If I had six more credits I’d be considered a junior right now. I didn’t want to do classes over the summer because I didn’t want to have to pay for that out of pocket on top of everything else. Once I do graduate from Cortland I’m going to grad school, preferably at U Albany or Syracuse. I pay for school with financial aid, TAP, and the Pell Grant. I also work at Target and Market 32 on breaks to pay for textbooks and food for the semester. If I didn’t get financial aid, I would probably be working full time at Target, and I don’t think it’d be possible to go to school at the same time as that.

I’m a psychology major and part of the Accelerated Study in Associate Programs (ASAP)– it is critical for me to be able to attend BCC. Before I enrolled in ASAP, I worked full-time and was a full-time student as well. It was difficult to manage everything: I am a mom – I have two young boys (5 and 6), working full-time, plus taking 5 classes, helping out with the rest of my family.

I’m loving the free MetroCard. Last semester, I actually lost my card and they weren’t able to replace it. ASAP told me there wasn’t enough funding to replace lost cards! I don’t make use of the campus child care center. Back when child care was a bigger issue for me, I didn’t pursue my education. If I had known about it, I would have enrolled at BCC much earlier.

I do have a fear of not graduating on time. If I lose my financial aid, or I’m no longer able to be enrolled in ASAP for whatever reason, I won’t be able to afford to continue. But ultimately, I want to go to City College after graduating from BCC, to pursue studying law in the future.

I’m a Professional Writing major with a minor in Anthropology, and this is my fifth year here at SUNY Cortland. I’m planning to go to grad school after this to study Anthropology and Political Science. Right now, I take out private loans. I think I got the Pell Grant for about a semester, and it was only like $50. I don’t receive TAP, and I couldn’t even qualify for the Excelsior Scholarship.

I’m a student director in one of the campus buildings, and I also pick up shifts at Auxiliary Services as a floater. So I’ll wash dishes or cook chicken on the grill for six hours straight. In general, I work anywhere between 12 to 25 hours a week. I’m always looking for more work because I don’t get any money for rent or food, and that takes away from study time and homework.

I applied for food stamps, but I wasn’t eligible because I didn’t work enough to qualify. They don’t take into consideration that I’m also a full-time student. I’m already a year late to graduate, but I’ll be on track to graduate this year. If it wasn’t for working so much, I’m sure I would’ve graduated on time for my degree. We need a fully-funded SUNY so people like me can graduate on time and not have to worry about going to grad school because of all the private loans they’ve already taken out. I’m walking away from undergraduate degree with almost $100,000 worth of student debt. And that’s from a state school. I’ve already started paying those loans off for three years already. That’s another thing I pay for with work, besides car insurance, my car payment, internet, electricity, rent, food, and textbooks.

I don’t pay more than $300 a semester in books. If a semester cost me more than 300 bucks in textbooks, I would weigh which books are more valuable and get rid of the other ones. There are also some classes that require fees in order to take them. I took art for three semesters, and that was $200 for each course each time, totaling $600. And that doesn’t even cover materials. It covered studio space and workshop equipment.

My biggest challenge as a SUNY student has been finances. I worry more about my finances than I do about passing each class. I know I’m at a major disadvantage in class because I have to work so much more just to make sure that I have a roof over my head while I’m in school, or just to make sure the internet doesn’t cut off so that we can finish our homework. I think if we had a much lower tuition or if there were less hurtles to have to jump through for a student like me, then I might be able to not be in as much debt, and then I would be able to go to grad school without the fear of not just getting rejected, but also of it not being paid for.

I’m a sophomore at SUNY Cortland. I study psychology, and I’m working toward a minor in Spanish. After I graduate, I’m going to grad school for my Master’s and PHD in psychology, probably somewhere in New York City– by home. I currently get financial aid, TAP, and the Pell Grant, but even with that I still take out loans, and my parents pay a little bit to help too.

I don’t work during the school year, but at home I work at the YMCA, and between the money I get from that and babysitting, I can pay for my textbooks. If I didn’t get financial aid I’d probably be in a CUNY school instead of at SUNY Cortland, so that I was closer to home and it’d be less expensive. I wanted to go to SUNY because I wanted to get out of the city for awhile. There are so many problems that SUNY and CUNY students have to face right now, but just one of them is transportation to and from school and home. That’s expensive, and I feel like that should be provided. We need a fully funded SUNY and CUNY so that everybody has the opportunity to get a degree no matter what financial circumstances they’re in.

I’m finishing up my last year at Cortland in Professional Writing and English, and I’m getting ready to apply to Emerson to get a Master’s in Publishing in Boston. I’ve been so lucky. My grandfather died a few years ago and left his grandchildren a good sum of money for our education. I still have two jobs so that I can pay for food and books and stuff. My mother doesn’t help me with school at all. But I’m still lucky that I don’t have to worry about loans for tuition.

I see all my friends around me not as well off as I am. I’ve been blessed. I see people with 80 thousand dollars in debt. Even the new Excelsior Scholarship doesn’t cover everyone. I know a lot of people in debt that just don’t qualify. Although I’m not worried about money, I am worried about my career path after school. My major doesn’t have a set path, like some others do. Entry-level positions aren’t actually entry-level. I have to mold everything I’ve done in college as experience even though it isn’t technically professional, which is what jobs are looking for. The cycle of no experience leads employers having to take a chance on students.

More internships on campus would really help people like me. Remote internships just aren’t the same. We need more on-site internships, and we really need to encourage more professors to take on research assistants and interns. Without that experience we can’t get jobs. Without jobs, we’ll never be able to begin paying off all this student debt.