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Ismael Ali, Hunter College

I am a junior at Hunter College majoring in Political Science with a minor in Black Studies. I am also the first person in my family to go to college. Right now, my main priority is to graduate as soon as possible so I can get a job to provide for my family and pay my student loans.

I was first a college student at SUNY New Paltz where I was part of the Education Opportunity Program (EOP). One of my main challenges at New Paltz was the price of textbooks. Even though I was working two on-campus jobs, I found myself spending two thirds of my paycheck towards textbooks. I addressed the issue to my EOP advisor, who cared and loved me like their own, and they were able to help me with an EOP book voucher. This voucher helped me to pay for the rest of my school supplies. The downside is that this book voucher is limited. I know that I am one of so many students who struggle with textbook costs.

In the fall of 2018, I transferred to Hunter College. The first thing that comes to mind when people ask me why I transferred is the fact that the cost of tuition at SUNY New Paltz was overwhelming. As a full-time college student, it was impossible for me to get a job that would cover my tuition so every semester I had to take out loans.  

I’m now in SEEK. Like EOP, Search for Education Elevation and Knowledge Program (SEEK) helps me with my textbooks and provides me with an advisor. Thanks to the SEEK program, my transition from New Paltz to Hunter College was very smooth. This is why we need true leadership from our representatives to defend and expand opportunity programs.

Rebecca Garcia, Hunter College

Starting my college journey has definitely been stressful due to financial complications. I spent my freshman year of college at the University at Albany and then transferred to Hunter College my sophomore year. When I was figuring out how to pay for my freshman year tuition, I found that I was ineligible to receive full financial aid from Pell or TAP. This was difficult because my parents were not financially able to cover the rest of the University at Albany’s $14,000 annual costs.

To make matters worse, as a freshman, you are forced to live on campus your first two years and have an unlimited meal plan (which was the most expensive plan) with no way to opt-out of those choices to pick a cheaper alternative. My parents and I were then forced to take out student loans with extremely high-interest rates that I will not be able to pay off until I am in my thirties. Already in my first year, I was $30,000 in debt with student loans. I could not fathom how much debt I would be in once I graduated from there.

However, due to the introduction of the Excelsior Scholarship I was able to have my tuition paid for by the state. This is why I moved back to New York City to attend Hunter College. I can now continue my education without having to worry about paying for mandatory meal plans or dorming. I am currently a junior at Hunter College majoring in Urban Studies and hopefully double majoring in Sociology. I am still unsure of where I would want to go with my degree, however, I am hopeful for the future.

Although my story seems to have a happy ending, I know that there are thousands of students just like me who are not able to receive this scholarship or any type of aid due to these programs’ strict requirements. These students are then left to endure balancing both work and school. Allowing CUNY to be fully funded would help countless individuals. We all know that higher education is an important asset to survive in this growing economy so college needs to be financially accessible to everyone. No student should be boxed out of the Excelsior Scholarship; every student should have the same experience I’m having. And had free public college been a reality sooner, I would not be $30,000 in debt.

Ariana Hernandez, College of Staten Island

I am currently a sophomore in my second semester majoring in Psychology at the College of Staten Island. I am worried about actually graduating on time with the problems I’ve had with my financial aid. Last semester I received aid from TAP and Pell; however, my financial aid has been taken away from me now.

I decided to change my major a few months ago, and, despite being told that this would not affect my financial aid, I got a notice at the start of the semester that there weren’t enough credits for financial aid to cover me. This left other financial opportunity programs such as Excelsior, ASAP, and SEEK out of my reach as well. Right now, my parents are paying out of pocket to keep me in college, and sooner or later we might have to start taking out student loans, which I really don’t want to do. In addition, I might not even have enough credits to graduate on time, and I think winter and summer courses are going to be a massive toll on me, financially and mentally.

The fact that programs like TAP are not offered to winter and summer students leaves me stuck between not wanting to become a financial burden on my family and wanting to graduate as quickly as possible. The financial burden of living expenses such as textbooks, utilities, and food on campus really impacts what I’m going to do in the future. I believe a fully funded CUNY could give passionate and driven students the opportunity to attend and graduate from college without having to worry about the costs. I want a higher quality education in New York, so that everyone has a chance to plan for their dream job in the future.

Mikee Villanueva, Hunter College

I am currently a senior double majoring in Political Studies and Urban Studies. I do not qualify for the TAP and Pell grants, but I do receive a small scholarship from Hunter since I am part of the Roosevelt Scholars Program. While the scholarship helped me in paying my tuition, I still struggle to make ends meet. I currently work two jobs, totaling to around 40 hours per week, in order to finish paying off my tuition. I also try to help my family out with expenses at home since both my parents are not working.

Since I work two jobs, I find it hard to make time to focus on my studies. There have been countless times where I had to choose between calling off for work in order to study for a test and risk losing my job, or to go to work, pull an all-nighter to study and hope that I studied enough to do well in the class.

If I had a larger scholarship, I would not have to work 40 hours a week. Instead, I could focus more time on my studies and other opportunities that would help me in developing my future.

Hussein Abdul, Bronx Community College

At my local campus of BCC, we have recently experienced budget cuts across departments. This is no fault of BCC, nor is it unique to BCC. Across CUNY, institutions are experiencing cuts. This is a result of the lack of funding from our state government. When the state refuses to support our public institutions, who suffers the most, who is impacted? We, the students. It forces our colleges to recompense for their losses by increasing tuition. At an institution like BCC, and CUNY as a whole, where many of our students require financial assistance such as TAP, when tuition goes up and TAP stays the same, school’s budgets are hurt.

A great example of how students are affected by the lack of support from our state government is what has recently happened at BCC. Amongst the budget cuts, our library hours have been cut. Once again, this is not unique to BCC. Across CUNY, colleges are experiencing short library hours. It’s funny because when I was younger my mother would force my brother and I to go to the library. She would scream, and shout, and force us to go study when all we wanted to do was chill and relax. Yet, here we are today, screaming and shouting for access to the library–to be able to use the library past 5 o’clock on a Friday.

At the core of every academic institution, the library plays a significant role in student success. This wouldn’t fly at an institution such as Harvard or Columbia. How can we encourage a quality education, or 15 credits a semester/30 a year when students don’t have access to the library? This all stems from the lack of support from our state government. We’re not asking for the world, were just asking for access to the world.

Luisa Garcia, Nassau Community College

I am currently in my second semester at Nassau Community College, and every day I have to take 3 different buses just to get to campus, taking me almost 2 hours. Recently, the bus that comes near my house was cut and now it only runs every 5 hours. So my time to be at school and do what I need to do as a student is limited.

Right now, I am working towards becoming a physical therapist but have had issues trying to find the classes I need. I went to the advising office on campus, but was only told what classes I would need to get my general degree and not what would best prepare me to transfer. The office attempted to help, but because they had to help so many other students I wasn’t able to get the advising that I need to make sure that I will be prepared for life after college.  Also, due to budget issues the school does not have all of the classes I will need to continue my education, so I will be behind when I transfer schools.

Right now, I am able to afford to go to school due to financial aid programs. I am very lucky to receive these, but what I will receive will not nearly cover the costs of the four year college that I will need to attend to receive my degree. I’m not sure how I’m going to afford it, right now I already have an on-campus job while I’m in classes full time an am stretched so thin.

Sarah Zielstorf, SUNY Cortland

As a college student I knew I would have my fair share of financial issues. Applying for scholarships, grants and taking out loans can be a painful process, especially when you’re deemed not poor enough to get actual help and not rich enough to cover the expenses.

I’m a sophomore at SUNY Cortland and am currently in the BFA studying studio art but I plan on changing my major to gear more towards illustration/animation. My career goals involve working for major companies creating storyboard art for tv shows/movies or video games. As an artist I understand that right from the get go I won’t have an immediate high paying job. It’s something I will have to work hard for and I look forward to that part of my life. Furthermore as an artist, I know money will be tight but I haven’t even stepped foot into that career field yet and I’m already facing many financial struggles that I was under the impression would be taken care of.

As of right now I have received the federal Pell Grant, TAP, federal Perkins loan and other loans and I also work to get myself through school. And sadly that still isn’t enough. Due to a low credit score I am unqualified to get more loans that would pile on to my amount of debt. I couldn’t afford to pay my tuition up front so now I make monthly payments, any money I earn I can barely touch because it goes towards a $500 monthly payment plan that my mom struggles to help me with.

Any time I need to spend money or finally agree to eat out, I always check in with my mom to see if I can afford it. I report back to her any payments I made so we can keep track of our funds. The Excelsior Scholarship promised to aid those making $100,000 a year or less. I fall under that category as do many others. The Excelsior Scholarship also claimed it would cover tuition payments and as years progressed the threshold would increase so no one had to pay for college and be in debt. Sounds great right?

And it is, in theory. I understand that when any new program rolls out there are bumps in the road but my experience with the scholarship was anything but helpful. If the items on your college bill don’t have the word “tuition” in it you pay for it yourself. Though it’s true that any amount of money is helpful, the specific qualifications for the scholarship helped as little people as possible. One of my friends who received it only got $1,000. After receiving financial aid, federal aid etc and receiving the Excelsior Scholarship, I thought I was finally free of counting pennies to see if I could buy a half gallon of milk, I was wrong. The Excelsior Scholarship only allows up to $5,000 per student for solely tuition. This scholarship doesn’t include dorms, meal plans, studio fees, lab fees, athletic fees, transportation fees etc.

After going back and forth with the financial aid office (who were not given information about the Excelsior Scholarship) and the Excelsior Scholarship office for two weeks, I thought I wouldn’t be able to attend college again and I would have to stay home to work. Luckily I was able to take out a loan and work some more with the financial aid office and dip into my savings account. In the end, I chose to stick with the aid I was already receiving because it came out to more than the scholarship. But why do I have to choose?

The financial aid office also required my parents 2015 tax records, my financial situation has changed drastically in two years! Looking at recent records most likely would have helped me get more aid but that is not the way the system works. I want to study abroad so I have a savings account but on more than one occasion we’ve had to dip in to help with payments. So I work more to save more money which gets exhausting and cuts into my social life, but I wouldn’t even be able to go to college without this job so I have to keep working. Life isn’t easy, people have to make sacrifices and work hard, but college is about getting integrated into adult life slowly, not getting thrown in and suffering all the way through.

Fadly Cherif, Buffalo State

I am a junior with a double major in Political Science and Psychology, as well as a minor in International Relations. I came to the United States in 2015 seeking a better education. As an international student, I don’t get financial aid, I don’t get loans, and there are restrictions on how long and where I can work.  New York State’s disinvestment in state colleges has affected me in multiple ways. The lack of funding has resulted in overworked professors who don’t have time to assist students as much as they need to, crowded classrooms and health center, and expensive textbooks.

I’ve been working part time at the writing help center on campus to support myself while getting help from my parents to put myself through college. However, the college expenses are sometimes too much. For the past two years I’ve gone through my classes without ever getting the required textbooks. I would either rent them from third parties or borrow a friend’s. The state needs to fund colleges so as to minimize costs for students of all socio-economic backgrounds.

Malcom Michael, Buffalo State College

Since I was adopted from Russia by my single mother who possess a PHD in English literature, the importance of my education has been emphasized from early on in my life.   As my high school years elapsed and the daunting reality of the real world loomed over my conscience, I found myself applying to community college. To my surprise, there were a lot more hurdles I had to overcome then just an entrance exam. Despite New York State offering a wide variety of financial aid support to students, I was unable to qualify for any financial aid.  Thus, my mother and I took loans to supplement the cost of community college.

By the end of my two-year program, the debt I had accumulated was over $9000. With my Associates Degree in Criminal Justice, I transferred to Buffalo State College where I am now a senior studying Political Science. As my first year at Buffalo State waned into the past I had accumulated a loan which surpassed $20,000. During the summer prior to my senior year I moved from Buffalo State campus into an apartment close to campus.

The summer of 2017 was the beginning to a life full of relentless stress and physical pain. As bills began to pile up I found myself working full time at a local pizzeria.  Luckily for the first time I was actually able to receive financial help from the New York State government through the new Excelsior Scholarship. Which was even harder to receive than loans. Along with the hoops one has to jump through, the programs has many restrictions which have the potential of crippling students. An example of one of these restricting parameters is the required number of credits a student must take during a semester in order to receive the financial support.

Over my senior year here at Buffalo State College I have been working 40+ hours a week while being a full time student. The financial burden of living expenses such as rent, utilities, food etc., has made it increasingly difficult to focus and dedicate spare time to school. The fear of eviction and the potential of being homeless is a daunting reality for students who fully support themselves. I often find myself worrying about my finances, rather than worrying about important school assignments.

Monique Ritchie, Queensborough Community College

South African leader Nelson Mandela once said, “Education is the most powerful weapon in which you can use to change the world.” Since I started my education at Queensborough Community College in fall 2016, I’ve realized my growth and the importance of having a college degree. In the future, I would like to become an attorney, to advocate justice for those less fortunate.

Currently, I’m enrolled in the ASAP program and I am a TAP and Pell recipient. I could not imagine coming to school without financial aid and opportunity programs that help support and pay for my schooling. Without these I would probably be more focused on working long hours to pay off tuition, than on classes and experiences that would be beneficial to my career later on. I want tuition hikes to be ended and higher education in New York to be fully funded so everyone will have the chance to get a fair education and further themselves like I am.